Best blogs on personal finance
We’ve rounded up our picks for the top finance blogs out there that will help you tackle debt, build wealth, and develop better personal finance habits. You can also check out our financial resources hub to get some more tips and tricks to manage your personal finances.
Why we love it: Dedicated to living large on a small budget, this finance blog covers everything from living frugally to learning how to build your nest egg for retirement. You can read the blog here: WiseBread
Mr. Money Moustache
Why we love it: One of the original FIRE (Financially Independent Retired Early) blogs, Mr. Money Moustache is an excellent crash course for frugal living now and a life of freedom later.
Clever Girl Finance
Why we love it: Not only is Clever Girl Finance a robust personal finance blog, but its collection of permanently-free financial courses are so well done that you’ll have a well-rounded financial education in no time.
Making Sense of Cents
Why we love it: Designed for tech lovers, Making Sense of Cents covers personal finance with a Millennial twist. Look for articles about the best personal finance apps, budgeting software for newbies, and a wide collection of tips and tricks for making money on the side.
Money Under 30
Why we love it: Building good financial habits in your twenties is critical for long-term wealth, and this blog is as close to a definitive guide for how to save in your twenties as possible. You can read the blog here: Money Under 30
Real Deal Retirement
Why we love it: Ready to get serious about financial planning? This blog is it! Real Deal Retirement focuses on four essential pillars of life after leaving the workforce: saving, investing, earning an income, and lifestyle planning. Check out its reader advice column, too, for answers to the top questions about personal finance and investing.
Why we love it: Life isn’t about hoarding money, it’s about enjoyment! Afford Anything is one of the few money blogs that look at mindfulness as it relates to personal finance. Its motto, “afford anything, not everything,” gives you the perfect summary of what to expect: Have the cash to buy anything you desire, as long as it’s what you really want.
Money Saving Mom
Why we love it: If you’re looking for spending tips and personal finance advice that’s focused on people with families, Money Saving Mom is it. Founder Crystal Paine emphasizes that the dream of providing a good life for your loved ones can be within anyone’s reach by using multiple revenue streams, frugal living, couponing, and even starting (and growing) your own blog.
The best thing about personal finance is that it’s not a skill or talent you’re born with; anyone can learn it! To get started, pick an area of interest that relates to personal finance and your money goals. Credit card debt management, paying for college, planning for retirement, or making your money go further with investments are all popular topics that can provide lots of actionable advice to get you started.
Once you’ve picked a topic and have a few strategies ready to go, give yourself some time to try things out and see how they fare for your finances. Learning about good financial habits takes practice so don’t feel bad if it takes you a few tries to find success! Every small step is still a step forward from where you were! Start small and work your way through a topic, then pick a new topic that feels like a natural transition (for example – start with getting out of credit card debt and move into saving for retirement), rinse and repeat.
Stay organized – Nothing in personal finance ever works right if you don’t stay on top of your money. Missing a credit card payment deadline can be disastrous, and ignoring your retirement accounts can mean the difference between a comfortable life and one where you’re forced to work until you can’t anymore. Personal finance requires an active eye, so stay organized on your goals if you want to see significant success.
- Spend less than you earn – The more money you’re able to save, the less likely you’ll ever get into debt.
- Stick to a budget – The more organized you are with your finances, the better off you’ll be for anticipating big expenses and ensuring you’ll have the money to pay for them. By maintaining a solid budget that takes into account your income and expenses you’ll never get caught off-guard or end up short at the end of the month.
- Build your credit – Your credit report is a critical tool for your financial arsenal, even if you aren’t someone who wants a lot of credit cards. Having a good credit score can mean saving thousands on mortgages or car loans and might even be a factor in whether or not you get a job (depending on your industry).
- Save more – Having an emergency savings account should be a requirement for everyone looking to avoid debt. Start with a goal of getting a savings account that holds $500 for emergencies only and let compound interest do its thing. Once you hit that goal, shoot for setting aside 6-12 months’ worth of your normal expenses so you can weather any financial storm. Once you’ve got that down, it’s time to start maximizing your investment and retirement accounts. The sooner you start, the better off your finances will be so get to it!