• Higher APR
  • Stricter minimum requirements
  • Less flexibility
  • Better option for those who are existing customers
Credit Unions
  • Typically must be a member of the credit union
  • More flexible with requirements; look at factors other than credit score
Online Lenders
  • Most flexibility with minimum requirements
  • Lower APR if you have a good credit score
  • Fast application and approval process
  • Get funding faster