Min. Credit Score
Max. DTI Debt to Income Ratio
With low credit score eligibility requirements, you can get an Avant personal loan even if your credit is subpar. While Avant doesn't have prepayment penalties for paying off your loan early, it does charge numerous other fees and has a high maximum interest rate.
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Lender description Avant is an online lender that provides both standard unsecured loans and secured installment loans with an almost entirely web-based process.
|Low credit score eligibility requirements||Doesn't allow co-borrowers or cosigners|
|Highly-rated mobile app lets you see your payment history and manage upcoming payments on the go||High APR caps|
|No prepayment fees for paying off your loan early||Charges numerous fees, including origination fee, returned payment fees, and late fees|
|Secured and unsecured loan options|
Do you qualify This is what Avant looks for in qualified borrowers:| Credit score: Minimum of 550 (FICO version 8 and VantageScore version 3)| Income: Minimum of $1200. Lender will accept income from employment, alimony, retirement, child support, and Social Security.| Must have a bank account in your name and good standing| Must have a valid Social Security number| No active bankruptcy
How to apply Apply online or through the Avant mobile app. All applicants are required to undergo identity verification.
Footprint Avant is available in 43 states and Washington, D.C. Loans are unavailable in Colorado, Hawaii, Iowa, Nevada, New York, Vermont, and West Virginia.
Loan example A $5,700 loan with an administration fee of 4.75% and an amount financed of $5,429.25, repayable in 36 monthly installments with an APR of 29.95% would have monthly payments of $230.33.