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Amazon
5%
Whole Foods Market
5%
Restaurants
2%
Gas
2%
Drugstore
2%
All other purchases
1%
Select Amazon purchases
10%Must be an Amazon Prime member to have and use this card.
Earn 5% cash back at Amazon and Whole Foods Market.
Earn 2% cash back at restaurants, gas stations, and drug stories.
Earn 1% back on all other purchases.
Earn 10% back or more on select Amazon purchases.
$0 with Prime membership
0% Promo APR for 6-18 months on purchases $50 or more
19.24% - 27.24% variable
$100 Amazon gift card for Rewards card.
Use points when shopping at Amazon.com or redeem for cash back, giftcards, and travel.
The Amazon Prime Rewards Signature Visa Card is perfect for those that love to shop on Amazon. Although you get 1% cash back on all purchases and 2% at restaurants, you will want to use it for all Amazon shopping to get the full 3% cash back. With no annual fee, there is not a downside to this card. This card would be a great intro card for those new to the credit cards and points game, with low risks and solid rewards. The welcome bonus of a $100 Amazon gift card is given instantly upon approval, so start thinking about what you might want to use it on.
Avid shopper 
You love a great bargain and know your way around a Neiman Marcus as well as a Target. You also love a good online shopping session. Finding a sale at your favorite store is great, but what you really love is a great cash back rewards program.
This card offers a tiered cash back strategy, with the highest category being Amazon purchases. If you want to offset purchases made on Amazon, this is the card to use.
To get even more rewards, you could pair this card with another cash back card that emphasizes different categories than the Amazon Rewards card. The Discover It Cash Back card is another non annual fee card that gives 5% cash back on rotating categories each quarter. You get to choose which category you want, which sometimes includes Amazon, or could be supermarkets, dining, travel, or grocery.
Apply for Discover it® Cash Back Credit Card
19.24% – 27.24%
25.24% – varies with the market based on the Prime rate
None
19.24% – 27.24%
Up to $39
Maximum APR is 27.24%
670+
Accidental death and dismemberment coverage up to $500,000 when using your card.
If you or an immediate family member have luggage that is lost or damaged by an airline carrier, each passenger is covered up to $3,000.
You are reimbursed up to $100 a day for 3 days to cover toiletries and clothing if luggage is delayed by 6 hours or more.
Access to the Benefit Administrator for legal or medical referrals while on the road.
You are never held responsible for unauthorized purchases on your account.
When paying for rental cars using your card, you can decline the company’s collision insurance, as coverage is included for theft and collision damage for most rentals in the U.S. and abroad.
You can call 1-800-847-2869 for any roadside issue you may have. Service fees will be quoted upon calling and charged to your card.
An additional year of warranty on eligible manufacturer warranties of three years or less.
New purchases are covered against damage or theft for 120 days up to $500 per claim and $50,000 per account.
Cardmembers always receive the best available rate, automatic room upgrades, complimentary Wi-Fi and access to the Visa Concierge Service 24 hours a day.
If you spend $1000 a month on Amazon purchases or at Whole Foods Market for groceries, you would get $50 back each month, which totals $600 per year. You are likely already shopping on Amazon and getting groceries at Whole Foods Market, so getting that money back is a no-brainer. The more you spend, the more you get back.
| Pros | Cons |
|---|---|
 No annual fee |  Low cash back on purchases made off Amazon |
| 0% promo intro APR | Purchase protection is only up to $500 per claim |
| Top category is Amazon, which can be used to make just about any purchase | Must be an Amazon Prime subscriber |
