PRIVACY POLICY

iQuantiTM respects the privacy of the visitors of its websites. This Privacy Policy applies to our Credello product offering, the home page of which is located at www.credello.com (“Site”). iQuanti, Inc. (“iQuanti”, “We,” “Us,” “Our”) takes the security and privacy of your Personal Information (“PI”) very seriously.

This Privacy Policy (the “Policy”) is intended to inform you of our policies and practices regarding the collection, use and disclosure of any personal information you submit to use through our website. This Policy does not apply to information that We collect offline, such as over the telephone, in person, or by facsimile, or through our other platforms. By using the Site or by submitting PI through our Site, you agree to the terms and conditions of this Policy.

This Policy applies to our Site, its web pages and any website that references this Policy, along with any of our operated websites and platforms, as well as any data we may collect across partnered and unaffiliated websites.

This Policy also applies to PI collected through the mobile version of our Site, independently of the mobile operative system, mobile device or browser you use to access it.

In addition, the terms “collect”, “process”, “treat”, “use”, “share”, “disclose”, “divulge” and analogous words shall be refer to your PI and other data collected from our visitors and end users.

We pay close attention to how PI about our visitors is used and shared, and we use PI sensibly.

1. User Consent

1.1 We appreciate the trust you place in us when sharing your PI. You expressly consent to the processing of your PI according to this Privacy Policy. As a user of our Site, you will be asked to agree to this Policy by clicking on the “I Agree” checkbox on the registration form or box or other similar means. Through that action, you thereby acknowledge and agree to the terms of this Policy, which is and constitutes a legal, binding agreement between you and iQuanti.

PI may be processed by iQuanti in the country where it was collected as well as other countries (including the United States) where laws regarding processing of PI may be less stringent.

1.2 The iQuanti team does every possible effort to keep your trust; and thus we adhere to these general privacy principles, in order to defend your privacy:

  • iQuanti does not rent or sell your PI.
  • iQuanti does not divulge your contact information to third parties or other users without your consent.
  • Any PI that you give to iQuanti will be protected by industry standard technology and codes of ethics.

1.3 For purposes of this Policy, the Site shall be the initial point of contact between you and iQuanti, and will serve as the point of collection of any PI you may provide us.

1.4 This Policy is freely available for all users for their review, thus if you do not agree to its terms, your remedy shall consist of not registering an account, and exiting the web tab through which you visited our Site.

1.4.1 Accordingly, by registering with us and/or otherwise using our products and services, you consent to the collection, transfer, processing, storage, and disclosure of your PI as described in this Policy.

2. PI We Collect

2.1 PI is generally information that identifies you as an individual, such as: name, email address, postal address, or telephone number, as well as other non-public information that is associated with the foregoing. The PI we gather from you helps us learn about our customers and potential customers. We use this information to better tailor the features, performance and support of our solutions, products and services, and to offer you additional information and opportunities.

2.2 We may collect and process the following PI:

2.2.1 Information you provide us while using our services, information provided when registering to use parts of the Site, and other information;

2.2.2 Information you willingly provide us while using certain tools provided in our services;

2.2.3 Information automatically collected regarding your use of our services or tools, such as device and connection information, cookies and similar technologies, payment transaction information, geo-location tools, third-party widgets, and conversion tags, among other information;

2.2.4 Information you provide us while using any of the content on the Site;

2.2.5 Information provided or collected for marketing purposes, such as aggregate user statistics, analytics, demographic information, and web site usage information;

2.2.6 If you contact us, we may keep a record of that correspondence.

2.3 Through your use of the Site, we may also gather certain information about your use of the Site that does not identify you individually, but may identify your computer or device. Generally, this information is collected through what we refer to herein as “Traffic Data”. We may collect and store such Traffic Data automatically whenever you interact with the Site. For example, we may collect your IP address, the hostname of your computer, browser information and reference site domain name every time you visit the Site. We may also collect information regarding user traffic patterns and site usage. This Traffic Data does not, however, contain anything that identifies you personally; it is used to analyze and improve the Site and to provide our users with a fulfilling Internet experience. Please see the section below in this Privacy Policy regarding Passive Information Collection for more information about our use of cookies and other technologies that collect Traffic Data.

2.4 We may combine your PI with other information we have collected from you, whether on- or offline, including, for example, purchase history or Traffic Data. We may also combine your PI with information we receive about you from other sources, such as our affiliates, publicly available information sources, and third parties. We treat the combined information as Personal

2.5 Occasionally, we will ask you for express permission and approval to receive electronic messages in electronic format which are then sent to an electronic address and that contains a message asking recipients to participate in commercial activities such as newsletters, purchase of products, services and invitations to participate in surveys. If you no longer wish to receive email update and other commercial communications and messages, you may opt-out of receiving them by following the instructions included in each update or communication.

3. Where Your PI is Stored and Processed

3.1 iQuanti is based in the United States. No matter where you are located, you consent to the processing and transfer of your PI in and to the United States and other countries. The laws of the United States and other countries governing data protection may not be as comprehensive or as protective as the laws in the country where you live and henceforth the level of protection will vary.

4. How We Use PI

4.1 iQuanti will keep any collected PI only as long as it is necessary, with regard to the purpose of its processing. We use PI about you in the following ways:

4.1.1 In general, PI you submit to us is used either to set up solutions, purchase website packages, response to requests that you make, process transactions, or to aid us in serving you better.

4.1.2 If you use the Site on behalf of your employer or another organization, information related to your use of the Site may be used and disclosed by Us to provide products and services to your employer or such organization in accordance with any agreement between iQuanti and your employer or such organization.

4.1.3 To provide you with electronic newsletters or promotional emails regarding changes and upgrades to our solutions and services.

4.1.4 To ensure that content from the Site is presented in the most effective manner for you and for your computer.

4.1.5 To provide, improve, and develop the services), which are used for system management, to improve the content of the Site, market research purposes, and to communicate information to visitors.

4.1.6 To create and maintain a trusted and safe environment for your use of the services and the Site.

4.1.7 To provide, personalize, and improve our advertising and marketing.

4.1.8 To provide and secure paid services.

4.1.9 To provide you with information, products or services that you request from us or that we feel may interest you.

4.1.10 If you provide PI in order to obtain access to or use the functionality part of the Site, we will use your PI to provide you with such access or functionality.

4.1.11 To notify you about changes to our Site, products, and services.

4.1.12 To prevent misuse or improper use of the Site, products, and services.

 4.1.13 For business purposes, such as data analysis, audits, developing new products and services, enhancing our website, market research purposes, improving products and services, and identifying Site usage trends. 

4.1.14 As we believe to be necessary or appropriate: (a) under applicable law, including laws outside your country of residence; (b) to comply with legal process; (c) to respond to requests from public and government authorities, including public and government authorities outside your country of residence; (d) to enforce our terms and conditions; (e) to protect our operations or those of any of our affiliates; (f) to protect our rights, privacy, safety or property, and/or that of our affiliates, you, or others; and (g) to allow us to pursue available remedies or limit the damages that we may sustain. 

4.1.15 For any other purpose specified at the point of collection.

4.2 We may use and disclose non-personal, non-individual statistics or demographic information in aggregate form without restriction. Upon the case of PI which is stored by any of our sub-processors, the data will be stored on their secure servers as indicated on their respective privacy policies from time to time.

4.3 If you do not wish to disclose any or part of your PI to us, you may still be able to use some of the functionalities of our Site, though we will not be able to guarantee that you will be able to enjoy them at their fullest if you elect not to disclose it to us.

5. Disclosure of Your PI

5.1 We are not in the business of selling information about our customers or visitors to our Site. Except as otherwise stated in this Policy, we do not generally trade, rent, or share your PI with third parties. However, in order to build the solutions for you, we may engage third parties to assist us and, in connection with such assistance, we may provide them with PI that is necessary for them to assist us.

5.2 We may disclose your PI to third parties:

5.2.1 Who are service providers that perform functions on our behalf. Examples include providing customer service, sending postal mail and e-mail, analyzing data, hosting servers, and processing payments. These service providers have access to PI needed to perform their functions but are prohibited from using it for other purposes.

5.2.2 To our affiliates for purposes described in this Policy.

5.2.3 If you use the Site on behalf of your employer or another organization, information related to your use of the Site may be used and disclosed by iQuanti to provide products and services to your employer or such organization in accordance with any agreement between iQuanti and your employer or such organization.

5.2.4 In the event of any reorganization, merger, sale, joint venture, assignment, transfer, or other disposition of all or any portion of our business, assets, or stock (including in connection with any bankruptcy or similar proceeding).

5.2.5 If we are under a duty to disclose or share your PI in order to comply with any legal obligation, or in order to enforce or apply our terms of use and other agreements; or to protect the rights, property, or safety of iQuanti or any affiliate, our customers, or others. This includes exchanging information with other companies and organizations for the purposes of fraud protection.

5.2.6 In order to provide our services, we use third-party platforms and tools, such as those provided by affiliate networks and Google, among other providers. Please be aware that such platforms are governed by their own terms, policies and PI collection practices and policies. Accordingly, by acknowledging your consent to this Policy, you are also acknowledging the applicable terms and conditions of such third party platforms, which provide functionalities that include aggregated statistics. Upon the case of any discrepancy or conflict among this Policy and the terms of them, the terms of the latter entities will govern.

5.2.6.1 We will keep a list of any sub-processors that will be involved in the processing of your PI due to the provision of our service and will inform you of any intended material changes concerning the addition or replacement of sub-processors before such changes are effective, thereby giving you the opportunity to object to such changes.

5.2.7 While iQuanti may undertake efforts to see that any third party to which iQuanti discloses personal information is under an obligation to use that personal information solely for the purposes for which the information was disclosed, such third parties are independent third parties over which iQuanti exercises no control. iQuanti is not responsible for, and will not be liable for, the conduct, actions, omissions, or information handling or dissemination practices of third parties.

6. Passive Information Collection, Use, and Choices

6.1 As you navigate the Site, certain Traffic Data may be passively collected, meaning it is gathered without your actively providing it. This is done using the following technologies in the following ways:

6.1.1Through your browser: Certain information is collected by most browsers, such as your Media Access Control (MAC) address, internet tags (also known as single-pixel GIFs, clear GIFs, invisible GIFs, and 1-by-1 GIFs), and navigational data (“log files,” “server logs,” and “clickstream” data),computer type and operating system type and version screen resolution, and Internet browser type and version.

6.1.2Through your device: If you access the Site through a mobile device or other network-connected product, certain information may be collected about that device, including your device type, network service provider, and other identifiers. We may collect unique device identifiers (such as IDFA and AID tags and UUID and UDID identifiers) associated with the device you use to access the Site.

6.1.3Using Monitoring Tools: The Site may utilize pixel tags, web beacons, clear GIFs, Flash Shared Objects, HTML5 Local Storage, HTML5 Mini Databases, and other similar technologies, both on certain aspects of the Site and in HTML-formatted e-mail messages to you. These monitoring tools are used for the purpose of, among other things, compiling statistics about Site usage and response rates, and tracking the activities of users of the Site and e-mail recipients.

6.1.4IP Address: Your IP Address is a number that is automatically assigned to the computer that you are using by your Internet Service Provider. An IP Address is identified and logged automatically in our server log files whenever a user visits the Site, along with the time of the visit and the page(s) that were visited. Collecting IP Addresses is standard practice on the Internet and is done automatically by many online service providers, including website operators. We use IP Addresses for purposes such as calculating Site usage levels, helping diagnose server problems, and administering the Site.

6.1.5Cookies: Like many companies, our Site may use “cookies” to help make sure the Site is meeting the needs of its users and to help us make improvements. Cookies are bits of text that are placed on your computer’s hard drive when you visit certain websites. We may use cookies set by us on the Site to tell us, for example, whether you have visited us before or if you are a new visitor. We use third-party cookies set by our service providers (e.g. ) to collect information about how visitors use the Site, including how long you spend on each page, and how you got to the Site. We do not allow our service providers to use or share our analytics data. By agreeing to accept our use of cookies, you are giving us, and the third parties we partner with, permission to place, store, and access some or all the cookies described below on your device:

6.1.5.1 Necessary Cookies: These cookies are necessary for proper functioning of the Site, such as displaying content, logging in, validating your session, responding to your request for services, and other functions. Most web browsers can be set to disable the use of cookies. However, if you disable these cookies, you may not be able to access features on our website correctly or at all.

6.1.5.2 Functional Cookies: These cookies enable the Site to remember a user’s choices – such as their language, user name, and other personal choices – while using the Site. They can also be used to deliver services, such as letting a user make a blog post, listen to audio, or watch videos on the Site.

6.1.5.3 Session Cookies: These cookies allow websites to link the actions of a user during a browser session. They may be used for a variety of purposes, such as remembering what a user has put in their shopping cart as they browse a website. Session cookies also permit users to be recognized as they navigate a website so that any item or page changes they make are remembered from page to page. Session cookies expire after a browser session; thus, they are not stored long term.

6.1.5.4Persistent Cookies: These cookies are stored on a user’s device in between browser sessions, which allows the user’s preferences or actions across a website (or, in some cases, across different sites) to be remembered. Persistent cookies may be used for a variety of purposes, including remembering users’ choices and preferences when using a website or to target advertising to them.

6.1.6 When you access our platform via a mobile device, we may use your mobile device ID (i.e. the unique identifier assigned to a mobile device by the manufacturer) and/or Advertising ID (for Apple iOS 6 and later) instead of cookies in order to recognize you and track displayed web pages, along with their performance. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. 

6.1.7 You can visit https://tools.google.com/dlpage/gaoptout for information on how to opt out of Google Analytics cookies. You can refuse our use of some or all cookies by turning off the use of cookies in your web browser. If you use your browser settings to block all types of cookies you may not be able to access all or parts of our Site or functionality may be limited. You can set your browser to notify you before you receive a cookie, giving you the chance to decide whether to accept it. You can also set your browser to turn off cookies. Changing your internet browser settings can prevent the use of cookies. Each browser has a different procedure for disabling the use of cookies. The Help function within your browser should tell you how. Alternatively, you may visit http://www.aboutcookies.org where you can review information on how to control cookies on a variety of browsers. You will also find details of how to delete cookies from your computer and other general information about cookies.

6.1.8 Although our use of passive collection technologies may change over time as technology evolves, the above descriptions are designed to provide you with additional detail about our current approach to information collected from passive technologies.

7. Social Media

7.1 Some aspects of the Site may allow you to interface with social media sites and online services, such as Facebook. We will diligently work to identify these aspects of the Site to you, for example, by identifying them with the applicable third-party logos or trade names. By using these interfaces, you will allow us to access information about you from those other online services, including information and other content that you submit to those online services. For a description on how such social media services and other third party platforms, plug-ins, integrations, and applications handle your information, please refer to their respective privacy policies and terms of use, which may permit you to modify your privacy settings with that service or platform.

8. Links to Third Party Sites

8.1 The Site may contain links to other Web sites for the convenience of users. If you access a third-party website from a link on this Site, any information you disclose on that website is not subject to this Privacy Policy. It is possible that these links may be used by third parties or others to collect personal or other information about you. iQuanti is not responsible for the privacy practices of such websites or third parties or the content of such websites and it is your sole obligation to review and understand the privacy practices and policies of these other websites.

9. Information Related to Minors

9.1 The Site is not intended for persons under the age of 18. We do not knowingly collect PI online from persons in this age group. We reserve the right to delete any information identified as having been provided by such persons at our discretion.

10. Security

10.1 iQuanti will take reasonable steps to protect the information collected and provided via the Site from loss, misuse, and unauthorized access, disclosure, alteration, or destruction. However, you should understand that no transmission over the Internet is ever fully secure. Also, iQuanti uses reasonable efforts to ensure that the Site is generally available. However, there will be occasions when access to the Site will be interrupted or unavailable. iQuanti will use reasonable efforts to minimize such disruption where it is within its reasonable control. You agree that iQuanti shall not be liable to you for any modification, suspension, or discontinuance of the Site.

10.2 Your personal information resides on a secure server that only selected employees and contractors have access to via password. To protect your personal information, we take reasonable precautions and follow industry best practices to make sure it is not inappropriately lost, misused, accessed, disclosed, altered or destroyed.

11. Notice to California Residents

11.1 Pursuant to the California Consumer Privacy Act of 2018 (the “CCPA”), iQuanti and its affiliates hereto provide the following notice regarding the categories of PI that we have collected or disclosed within the preceding twelve (12) months about California residents who are not employees, independent contractors, owners, directors, officers, or job applicants of iQuanti, or emergency contacts or benefits beneficiaries of the foregoing. Henceforth, the CCPA provides Californians with the following rights:

11.1.2Requests for Information: you (or your authorized agent) can request a copy of your PI, including how we have collected, used, and shared your PI over the past 12 months (if any), including the categories of PI we collected and our purposes for doing so; the categories of sources for that information; the categories of third parties with whom we shared it for a business purpose and our purposes for doing so.

11.1.3Your Right to Opt Out of Sales: We do not sell your PI, thus, we don’t offer opt out notices.

11.1.4Your Right to Notification: under the CCPA, we cannot collect new categories of PI or use them for materially different purposes without first notifying you.

11.1.5Nondiscrimination for exercising your CCPA Rights: the CCPA prohibits us from discriminating against you for exercising your rights under the law. Such discrimination may include denying services, charging different prices or rates for services, providing a different level or quality of services, or suggesting that you will receive a different level or quality of goods or services as a result of exercising your rights.

11.1.6Your Right to Delete PI: you can request that we delete your PI by contacting iQuanti. You also can request that we delete specific information, and we will honor such requests, unless a due exception applies, such as when the information is necessary to complete a transaction, verify a fraud, review a chargeback or contract for which it was collected or when it is being used to detect, prevent, or investigate security incidents, comply with laws, identify and repair bugs or ensure another consumer’s ability to exercise their free speech rights or other rights provided by law.

11.1.7 Please take into consideration that we may deny your deletion request if retaining the PI is necessary for us, our affiliates or our service providers in order to:

 11.1.7.1 Complete the transaction for which we collected the PI information, provide a good or service that you requested, take actions reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform our contract with you;

11.1.7.2 Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities;

11.1.7.3 Debug our products to identify and repair errors that impair existing intended functionality;

11.1.7.4 Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law;

11.1.7.5 Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 seq.);

11.1.7.6 Enable solely internal uses that are reasonably aligned with consumer expectations based on your relationship with us;

11.1.7.7 Comply with a legal obligation that has substantive grounds;

11.1.7.8 Make other internal and lawful uses of that information that are compatible with the context in which you provided it.

11.1.8 Overall, we have, may collect or will collect the following categories of PI from our users, customers and individuals, as necessary to fulfill our legal obligations and operational business purposes:

11.1.8.1 Personal information, as defined in the California customer records law, such as contact information and financial information;

11.1.8.2 Identifiers, such as online identifier, IP address and name;

11.1.8.3 Financial information, such as transaction information and history and securities trading information and history;

11.1.8.4 Internet or network activity information, such as browsing history and interactions with our and other websites and systems;

11.1.8.5 Geolocation data, such as device location and IP location;

11.1.8.6 Audio, electronic, visual and similar information, such as video recordings created in connection with our business activities, such as your fitness videos and multimedia content; and

11.1.8.7 Inferences drawn from any of the PI listed above to create a profile or summary about, for example, an individual’s preferences and characteristics.

12. Other Rights and Choices

12.1 You can unsubscribe from certain emails by clicking on the “unsubscribe” link they contain. You can opt-out of the use of certain cookie-related processing by following the instructions in Section 6 above (Passive Information Collection, Use, and Choices).

12.2 We do not currently offer “do-not-track” or similar mechanisms. Unlike cookies, device IDs cannot be deleted, but you can select to reset your Advertising IDs in the “Settings” section of your mobile device, among other.

13. International Disclosure

13.1 The European Union has not found the United States and some other countries to have an adequate level of protection of PI under Article 45 of the GDPR. iQuanti relies on exceptions for specific situations as defined in Article 49 of the GDPR. For the purposes of the GDPR, in the European Union, iQuanti is a “data controller” of the PI you provide to us for the primary purposes of providing you with our services.

13.1.1 For European Union customers and users, by clicking the “I Accept” button or otherwise accepting the terms and conditions of our services through a clickable action or similar action, you hereby acknowledge, agree and accept that your PI may be transferred outside the European Union to the United States. We will use your PI to provide the goods, services, and/or information you request from us to perform a contract with you or to satisfy a legitimate interest of our company in a manner that does not outweigh your freedoms and rights.

13.1.2 Wherever we transfer, process or store your PI, we will take reasonable steps to protect it. We will use the information we collect from you in accordance with our Policy. By using our website, services, or products, you agree to the transfers of your PI described within this section.

14. Notice to New Jersey Residents

14.1 iQuanti’s main business operations are located in the State of New Jersey. In compliance with New Jersey’s Data Breach Notification Laws (N.J.S.A. 56:8-161 et seq), we are responsible for any and all factual or suspected security data breaches into our PI databases, and are also required to notify our New Jersey customers of any such factual or suspected breach (by email and/or post). A breach of security is defined as an “unauthorized access, or authorized access for an illegitimate purpose of PI, that compromises the security, confidentiality or integrity of such PI”.

14.2 Such notification will be subject to a variety of factors, including but not limited to, the type of PI breached, whether the database was secured or not, type of key/cipher used, whether the PI was factually or allegedly acquired by an unauthorized person, and whether misuse of the PI is reasonably possible. Our customers can rest assured that we will undertake any and all necessary safety, managerial and technical measures in order to protect your PI and our right to privacy.

14.3 If you would like to submit a data access, correction, restriction, or deletion request, or if you would like to object to certain processing, you can do so by contacting us by email at support@credello.com and we will process such request with respect to any PI that we are able to link to you individually based on the information that you can provide to us. These rights and options that you have with respect to PI are subject to limitations and exceptions under applicable law.

15. Changes to Our Privacy Policy

15.1 We may change this Policy from time to time. When we do, we will let you know by posting the changed Policy on this page with a new “Last Updated” date. In some cases, we may also tell you about changes by additional means, such as by posting a notice on the Site or sending an e-mail to the e-mail address we have on file for you.

16. Contact

16.1 Should you have any questions or concerns regarding this Privacy Policy, please contact us at:

iQuanti, Inc. DBA Credello
111 Town Square Place, #1210
Jersey City, NJ 07310
+1 201-633-2125
support@credello.com

 

Date of last Effective ChangeOctober 22, 2020.