We’ll find you the perfect Cash back credit card match

Get a cash back card you’ll love

Credello’s algorithm helps you find the best match for your unique requirements

Not a one-size-fits-all list

No endless list of cards to sort through here. We match you with the cash back card that will give you exactly what you need

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See cash back cards best suited for your wallet, not ours

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Easily compare with earnings you can expect

No more sifting through a long list of credit cards! Answer a few questions and we’ll show you a tailored list of cash back credit cards with how much you can earn in cash back from them.

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How finding the best cash back credit card works on Credello

Find your perfect credit card match in 3 easy steps.

1. Answer a few simple questions

We ask you basic questions about how you spend your money and what you want from your credit card.

2. Benefit from our state-of-the-art algorithm

Credello's state-of-the-art algorithm compares hundreds of cards on the market right now based on your spending habits, requirements and where you can earn the most cash back.

3. Cards that are just right for you

We fetch the best suited cards for you, with your Match score and the estimated cash back value, for easy comparison.

What are cash back credit cards?

A cash back credit card offers rewards for using it in the form of cash. The cash back reward is like a bonus to credit card customers for using their card to make purchases. The cards are simple to understand, and you can use the earned dollars anywhere.

These rewards operate on a percentage basis. When you use your cash back credit card, you'll get a certain amount of cash back for every dollar you spend. And then in some cases, you can earn extra cash back for certain types of spending, such as at grocery stores or gas stations.

For example, if you spend $75 at the grocery store that gives 3% cash back on that type of spending, you've earned $2.25 back.

Essentially, cash back is like a discount or rebate, because for every eligible purchase from the card, you're given a small percentage back. While these rewards may seem small, they can add up over time. Then, they can be redeemed to be put toward other purchases, or delivered in the form of a check or prepaid debit card.

How does a cash back credit card work?

When you use a cash back credit card to make a purchase, the issuer gives you back a certain percentage of the purchase amount. Most often, this is 1%, 2% or 3% of the total, but can be as high as 6% or more.

For example, if your card earns 1% on purchases, and you buy something for $100, you'll get $1 back. Or, if your card earns 3% in the restaurant category and you spend $50 out to eat, you'll earn $1.50 back.

You can check your accumulated earnings on your monthly statement or through your online portal account. Then, you can decide how you want to redeem the points, like:

  • Applying to your account as credit
  • Putting toward future purchases
  • Receiving a paper check or prepaid debit card