Min. Credit Score
Max. DTI Debt to Income Ratio
Best Egg offers a quick turnaround; funding may be available as soon as the next business day. While there's no prepayment penalty, there are origination and late fees. Plus, you'll need a six-figure income to get the lowest interest rate, and Best Egg personal loans don't allow cosigners or co-borrowers.
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Time to Funding
Lender description Best Egg personal loans are designed to give borrowers an easy, hassle-free borrowing method to access money when they need it. Borrowers can access funds by the next business day, will have a fixed APR for the life of the loan, and won't face prepayment fees.
How to qualify Best Egg reviews personal information provided in your loan application, information about you provided by credit bureaus including your credit score and your debt-to-income ratio to decide if you qualify for a loan.
How to apply Apply online. You'll need to verify basic information like your identity, address, and income.
Footprint Best Egg is available in all states except Iowa, Vermont, West Virginia and District of Columbia.
Loan example A five-year, $10,000 loan with 9.99% APR has 60 scheduled monthly payments of $201.81, and a three-year $5,000 loan with 7.99% APR has 36 scheduled monthly payments of $155.12.