Personal Loans

Your Path to Financial Flexibility Begins Here
Navigate the world of Personal Loans and choose your best fit.

Find Out Which Kind of Personal Loan You Need

Find the Personal Loan You Need

Learn About Qualifying for Personal Loans Today

How to Get a Personal Loan

How to Get a Personal Loan

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Credit score required for a personal loan

Credit Score Required For a Personal Loan

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Prequalifying is a fast and easy method of determining your chances for person loan approval.

What Is a Pre-Qualified Personal Loan?

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Where Is the Best Place to Get a Personal Loan

Where Is the Best Place to Get a Personal Loan?

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Calculators to Help You Achieve Your Financial Goals

Personal Loan Calculator

Calculate your loan payments

Personal loan calculator makes it easy to estimate your payments for different loan amounts, interest rates, and terms.

Loan Payoff Calculator

Estimate your recurring loans

Estimate monthly payments and savings on interest for your loans such as personal loans, auto loans or student loans.

Wedding Calculator

Plan your wedding expenses

Estimate the average wedding cost based on your expenses to set a budget for your big day.

Pre-qualify for LightStream in less than 2 minutes

LightStream offers personal loans with no fees or penalties and low fixed rates for borrowers with a good to an excellent credit score and a strong credit history to be eligible for a loan. Complete your inquiry in less than 2 minutes!

LightStream offers personal loans with no fees or penalties and low fixed rates for borrowers with a good to an excellent credit score and a strong credit history to be eligible for a loan. Complete your inquiry in less than 2 minutes!

Featured Videos

Personal Loan Reviews

LightStream: Personal Loan Review

Good for: Offers longest loan term, no fees

No fees

Autopay discount
Rate Beat program

Fast funding

Avant: Personal Loan Review

Good for: Getting funds quickly

Fast funding
Quick application process

Fixed payments

Track loan progress with mobile app

Best Egg: Personal Loan Review

Good for: Getting funds quickly

Fast funding
Quick application process

No prepayment penalty

Fixed payments

Personal Loan Basics

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Everything You Need to Know About Personal Loans

What is a personal loan? A personal loan is a type of loan you can receive from a traditional bank, credit union, online lender, or peer-to-peer lender. The funds can be used for almost any reason, and with fixed terms and fixed interest rates, you can quickly and easily calculate how much the loan will […]

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Good Reasons to Get a Personal Loan

What are personal loans used for? There are several good reasons to get a personal loan; however, it’s important to carefully consider your financial situation and goals before taking on a loan, especially because it can impact your credit score and you’ll have to pay interest. However, personal loans can be a great way to […]

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Types of Personal Loans

Common uses for personal loans Personal loans are a popular financing option because they can be used for just about anything, including: Debt consolidation Medical bills Vacations Weddings Car repairs Home improvements Large purchases Whenever you can, you should try to use savings for major purposes to avoid taking on additional debt. However, sometimes that’s […]

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Annual Percentage Rate on a Personal Loan

What is annual percentage rate (APR)? In short, a personal loan APR, or annualized percentage rate, is the total yearly interest generated by a predetermined sum charged by a loan lender. This value is initially expressed as a percentage value when you are looking at various loan offers, and it includes all potential fees or […]

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What are the Documents Required for a Personal Loan?

For those unfamiliar with the term, a personal loan is a specialty type of loan, secured or unsecured, that offers a borrower a lump sum of money that is repaid in monthly payments known as installments. Personal loan amounts range from $1,000-$100,000 and typically come with APRs of 6-36%, making them one of the cheapest […]

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4 Common Personal Loan Mistakes to Avoid

Failing to Read the Fine Print One of the biggest pitfalls people often stumble across in regard to personal loans is hidden fees. On the surface, a personal loan offer may seem like a great deal with a reasonable interest rate, but there may be hidden fees attached. Watch out for some of the following: […]

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  Type Renovation Remodel What is it? Restoring or repairing existing space Changing structure or style of a space Cost Usually cost-effective Tends to be more expensive Time Typically faster Often takes longer Customization Limited changes Significant alterations Value Added May maintain or enhance value Often increases property value Character Preserves original character Often results […]

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