Citi Double Cash Card Review
Intro APR
Intro Period
Fee
Annual Fee
Regular APR
Credit Score Required
The Citi Cash Back Card is a solid option if you’re looking for a lengthy 0% introductory APR period with an opportunity to earn 2% cash back on every purchase. But there’s no sign-up bonus, and the balance transfer fee could weigh you down.
Apply NowPurchase APR
Cash Advance APR
Penalty APR
Sign up Bonus
Foreign Transaction Fees
Late Fees
Network
Lender description The Citi Double Cash Card is one of few cards out there that rewards you for paying down your debt. The balance transfer card allows you to earn 1% cash back when you buy and another 1% as you pay down your balance.
Card reward details The Citi Double Cash Card offers 2% cash back on every purchase, with 1% at the point of purchase and another 1% when you pay back those purchases. You can redeem your cash back as a statement credit, direct deposit, or check, or convert your rewards to ThankYou Points if you have at least $25 in rewards available at the time of redemption. You can use ThankYou Points to shop online at participating retailers (like Amazon), get gift cards, or make charitable donations.
How to apply Apply online or by phone at 1-877-645-3708. Existing Citi customers will have a shortened application.
Available The Citi Double Cash Card is available nationwide.
Balance transfer example If you have a balance of $6,200 with an APR of 15.09% and pay $200 toward the balance each month, you would pay off your debt in 40 months with a total interest of $1,706.62. If you transferred that balance and still paid $200 each month, you’d pay off your debt in 34 months with total interest and fees amounting to $572.31, based on the average regular APR.