At a Glance

YouTube used to be used for entertainment purposes only, but now it’s an abundant resource for a variety of reasons, including education. If finance is an area of interest, you’ll find hundreds of channels with tips on investing, retirement, budgeting, and managing your finances. These channels have thousands upon thousands of hours of videos you can watch. However, with so many options, how do you know who to trust? Where should you spend your time?

We’ve put together a list of our top finance YouTube channels to follow, as well as information and tips about this content:

Comparing the best finance YouTube channels

Channel Key Topics Best For Subscribers
Debt Free Millennials
  • Paying off student loans
  • Controlling spending
  • How to conquer your biggest financial goals
  • Young adults who need to pay off student loans/debt and live debt-free
The Financial Diet
  • How to live and interact with money
  • How to make your money work for you
  • How to build a life you love, regardless of budget
  • Breaking down difficult financial topics
  • Tips for personal finance
  • Beginners looking to better understand and get a hold of their finances
Graham Stephan
  • Real estate investing
  • Passive income
  • Retirement planning
  • Improving your credit score
  • Real estate investing, earning passive income
You Need A Budget (YNAB)
  • Making the most of your money
  • Cutting costs
  • Making better financial decisions
  • Creating a budget that works for you
  • Budgeting
Whiteboard Finance
  • Creating financial wealth
  • Investing (stock market, real estate)
  • Entrepreneurship
  • Those interested in investing and/or entrepreneurship; learning actionable insights
Nate O’Brien
  • Productivity
  • Minimalism
  • Personal Finance
  • Interest in being more productive, enjoying a minimalist lifestyle, and making your money work for you

More about the top YouTube channels for personal finance

Before we jump into more about the top personal finance channels, we also want to introduce our Credello channel, launched in February 2021 to simplify financial decisions through personalized, on-demand recommendations. Borrow, save, and invest with confidence using Credello’s tips and tools.

Here is some more information about our other favorite channels:

1. Debt Free Millennials

“Debt shouldn’t keep you from living a lifestyle you love.” In 2017, Justine Nelson took to YouTube to share how she paid off $35,000 in student loan debt on a $37,000 income in just 2.5 years.

Her videos are created for the 90s kids who are now drowning in student loan debt while also trying to navigate other financial goals like buying a car or house, traveling, getting married, or starting a family. She also offers tips for how to navigate inflation, make ends meet, and accumulate enough wealth to meet your goals, and information on topics like investing, self-employment, operating an online business, refinancing, money motivation, and more.

Her primary goal for her channel is to help millennials live debt-free and live a life without payments so they can create their dream life and feel good about money.

2. The Financial Diet

“The Financial Diet talks about personal finance in a way that doesn’t make you want to curl up in a ball and cry,” according to this channel’s About page. Started in 2015 by Chelsea Fagan and Lauren Van Hage, this channel was designed to share information about finances in an easy-to-understand way. Both simple and entertaining, this channel is great for beginners who don’t know where to start. It can also be a good start for those looking to start their own company.

With a focus on debunking financial myths, financial education, budgeting, handling student debt, avoiding financial scams, and more, these videos are great for all audiences. Plus, they are organized into unique categories called “playlists” so you can easily search and choose from topics you’re interested in, like “Investing in Yourself,” “The College Student’s Guide to Money,” “The Lifestyle Fix,” “Living with Debt,” and more.

3. Graham Stephan

Since 2016, Stephan has created nearly 1,000 videos sharing his successes, failures, and experiences in the real estate industry. While his videos primarily focus on real estate (and how he’s made more than $120 million in residential real estate sales), he also has videos on how to create passive income opportunities, retirement planning, improving your credit score, key financial lessons, and more.

Find playlists on Bitcoin and cryptocurrency, create the right mindset, increase your credit score, real estate investing and agent strategies, retirement planning, and even interviews with millionaires.

4. You Need A Budget

“With a YNAB budget, you can make a plan for your money that works for you.”

You Need a Budget (YNAB) is a multi-platform budgeting tool that’s been operating since 2008, and its YouTube channel shares videos focused on budgeting and managing your finances. This includes tips on:

  • Making the most of your money
  • Cutting costs
  • Making better financial decisions
  • Creating a budget that works for you

These tips are simple and easy to follow, but they can help you get out of debt and both spend and save more responsibly. The advice is practical and not groundbreaking, but it can help you start making smarter decisions so you can enjoy guilt-free spending and effortless saving.

5. WhiteBoard Finance

If you have an interest in personal finance, stock market investing, real estate investing, or entrepreneurship, this channel (launched in 2017) might be a good start. Marko Zlatic created this channel as a reflection of his real-world experience as a real estate and stock market investor, student of finance, and entrepreneur and his goal is to provide actionable content that enables viewers to create their financial wealth.

Marko also has a WhiteBoard Finance podcast, website, Instagram, and more for additional tips and information.

6. Nate O’Brien

Nate O’Brien’s self-proclaimed approach to his channel is to “help you grow your income so you can live a financially successful life,” primarily focusing on changing your mindset and minimalism. His videos give tips and credit information, making better financial decisions, and investing, though he has a major emphasis on how to:

  • Be more productive.
  • Embrace minimalism.
  • Develop healthier habits that will help you build financial stability.

For example, several of his videos talk about how he made more than $200,000 on YouTube, including his daily routine, and how he increased his credit score. His created playlists include “Lifestyle, Minimalism, Productivity,” “Credit!,” “Invest,” “Personal Finance,” “Money,” and “Stock Market Terms.”

Why is YouTube good to learn about personal finance?

Whether you’re a personal finance beginner or already savvy in budgeting and investing, YouTube can be a great place to get free, specific, and insightful content. You can find videos on just about any topic with a quick search. More engaging than books or articles, watching these videos can help you learn complex concepts in an easily digestible way.

Plus, you can usually find a YouTuber who you can relate to and who can provide seemingly more personalized tips for your situation.

Tips for watching financial content on YouTube channels

When finding financial content on YouTube, here are a few tips to keep in mind:

  1. Do your research. Our list is a great place to start, but especially if you have particular topics of interest or goals, be sure to do your research for channels that work for you. Keep in mind that subscriber count doesn’t necessarily matter, instead, you should get value from the videos (and also be entertained and interested);
  2. Not everyone is an expert, even if they proclaim to be. There are hundreds of vloggers and thousands of videos on YouTube on financial-related topics, and while they all likely claim they are trustworthy and accurate, that’s not always the case. Find someone you trust and can relate to, but be cautious when taking this advice and always supplement with your research.
  3. Subscribe. If you find a channel you like, subscribe to it. You’ll get notified when new videos are posted so you don’t miss anything. Try to set aside 15 or 20 minutes per day (at least) to watch posted videos, learn, and determine actions you can take from them.
  4. Take action. You can watch thousands of videos, but it won’t be helpful until you take action and apply what you learn. Take any insights you know and apply them toward your budget, investments, retirement, etc. Learning about and understanding finances can be a never-ending commitment, but you’ll never get anywhere if you don’t put into place the things you know.


Not really. You should pay more attention to the actual content they are producing. Some lesser-known channels may still produce a ton of valuable content.

No – you should always supplement your learnings with your research or by talking to a financial expert you trust. Not everyone making these videos is an expert and they could provide “advice” that could be a scam or misleading.

Some of the top finance YouTubers include Graham Stephan, Andrei Jikh, Nate O’Brien, and Brian Jung. However, it can depend on which finance topics you’re interested in – some have a more narrow focus than others and they all have different levels of personal experience.