When it comes to balance transfers, the best Wells Fargo credit cards include Wells Fargo Reflect® and Wells Fargo Active Cash®. Wells Fargo Reflect® is superior when you want a relatively long interest-free period and are unconcerned with welcome bonuses and cash rewards on new purchases. Wells Fargo Active Cash® is superior when you value welcome bonuses and cash rewards on new purchases and are willing to accept a relatively short interest-free period.