Regional Finance: Personal Loan Review

The basics

Estimated APR

21.99% - 35.9%

Min. Credit Score

600+

Max. DTI Debt to Income Ratio

-

Origination Fees

0% - 10%

Late Penalties

$10

Prepayment Fees

$0

Good for: flexible payment options, fast funds.

Our verdict

This is a good loan option for people who don't have the best credit history but are actively working to improve it.

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Beyond the basics

Need fair credit score

Fast funds

APRs starting at 21.99%

Loan Amounts

$2,501 to $12,000

Loan Terms

24-60 months

Time to Funding

1 business day

Full review

Lender description Regional Management Corp. has been in business for over 30 years.

Best used for

emergency loans in a short amount of time.

Suitable for you if

You need of fast funds and may not have a bank account
You want a co-signer

Pros & cons

Pros	Cons
Fair credit accepted	Only available in 14 states
Co-applicants accepted	Must use collateral
Funds within 1 business day	Funds received by check, not bank transfer
	Loans are $10,000 and lower

Do you qualify This is what Regional Finance looks for in qualified borrowers:| Credit score: Minimum of 580| Must have collateral to secure loan| Must be at least 18-years-old| Must be a U.S. citizen| Must be a resident of AL, AZ, CA, GA, ID, IL, IN, LA, MO, MS, NC, NM, OK, SC, TN, TX, UT, VA, or WI

How to apply Prequalify on Credello online or apply through Regional Finance's web site.

Footprint Loans are available in Alabama, Georgia, Illinois, Indiana, Mississippi, Missouri, New Mexico, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia and Wisconsin.

Loan example A loan amount of $5,000 for a term of 48 months, with an APR of 31.22% the monthly payment is $183.60

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