Personal Loansdouble-arrowPersonal Loan Reviewsdouble-arrowRegional Finance

Advertiser Disclosure

Regional Finance: Personal Loan Review

The basics

Estimated APR

21.99% - 35.9%

Min. Credit Score


Max. DTI Debt to Income Ratio


Origination Fees

0% - 10%

Late Penalties


Prepayment Fees


Good for: flexible payment options, fast funds.

Our verdict

This is a good loan option for people who don't have the best credit history but are actively working to improve it.

Get Offer

on our partner's site

Beyond the basics

Need fair credit score

Fast funds

APRs starting at 21.99%

Loan Amounts

$2,501 to $12,000

Loan Terms

24-60 months

Time to Funding

1 business day

Full review

Lender description Regional Management Corp. has been in business for over 30 years.

Best used for

  • emergency loans in a short amount of time.

Suitable for you if

  • You need of fast funds and may not have a bank account
  • You want a co-signer

Pros & cons

Fair credit acceptedOnly available in 14 states
Co-applicants accepted Must use collateral
Funds within 1 business day Funds received by check, not bank transfer
Loans are $10,000 and lower

Do you qualify This is what Regional Finance looks for in qualified borrowers:| Credit score: Minimum of 580| Must have collateral to secure loan| Must be at least 18-years-old| Must be a U.S. citizen| Must be a resident of AL, AZ, CA, GA, ID, IL, IN, LA, MO, MS, NC, NM, OK, SC, TN, TX, UT, VA, or WI

How to apply Prequalify on Credello online or apply through Regional Finance's web site.

Footprint Loans are available in Alabama, Georgia, Illinois, Indiana, Mississippi, Missouri, New Mexico, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia and Wisconsin.

Loan example A loan amount of $5,000 for a term of 48 months, with an APR of 31.22% the monthly payment is $183.60

Help us help you better! Rate your experience with Credello's resources.