Min. Credit Score
Max. DTI Debt to Income Ratio
LendingPoint offers consumers loans with a quick approval and funding process, even for people with fair credit. However, the maximum APR is on the high side.
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Lender description LendingPoint's loans are designed to help credit rebuilders and people with newer credit profiles reach their financial goals.
How to qualify You need to be at least 18 years old with a government-issued photo ID, social security number, and verifiable bank account in your own name. Proof of employment and income, your most recent bank statements, and a voided check can help expedite the approval process.
How to apply Apply online or by phone at 888-969-0959.
Footprint LendingPoint loans are available in 47 states and Washington, D.C. LendingPoint loans are unavailable in Nevada and West Virginia.
Loan example $10,000 loan for a period of 48 months with an APR of 24.34% and origination fee of 7% will have a payment of $327.89 per month