Credit

Hard credit inquiries vs. soft inquiries There are two types of credit inquiries: a soft inquiry and a hard inquiry, also referred to as a soft pull a

How long do late payments stay on your credit report? Late payment records can appear on your credit report if you forget to make a payment or are una

What is a credit score? A credit score is a number that lenders use to determine your likelihood of being able to pay back a loan. Your score helps le

In these times of great divisiveness, something as apolitical as credit card balances and credit scores surely can’t pit us against one another.

When taking out a loan or applying for a credit card, your credit score determines so much. Ten points can mean the difference between getting approve

Having a good credit score is very important. This number affects whether you can borrow money, how much you can borrow, your interest rates, and how

What is a bad or poor FICO score? Your FICO score ranges from 300 to 850, with 850 being the best. Generally, a score between 300 and 579 is considere

What is a credit score? Your credit score is a three digit number that credit bureaus assign based on numerous factors (see below). The two most frequ

What is included in a FICO score? Three main credit bureaus—Equifax, Experian, and TransUnion—maintain your credit report. Your credit rep