What Is a Hard Credit Inquiry?
At a Glance If you’ve been adulting for any amount of time, you understand that establishing a solid credit score…
How Long Does a Late Payment Stay on Your Credit Report?
At a Glance A late payment can affect your credit score and credit report for a long time. But late…
What Is the Highest Credit Score Possible?
At a Glance Having a high credit score is helpful for qualifying for loans and securing good interest rates. But…
Democratic vs. Republican States Debt and Credit Scores
In these times of great divisiveness, something as apolitical as credit card balances and credit scores surely can’t pit us…
Credit Ranges: What Is a Good Credit Score?
When taking out a loan or applying for a credit card, your credit score determines so much. Ten points can…
What Is a Good Credit Score?
Having a good credit score is very important. This number affects whether you can borrow money, how much you can…
What Is a Bad Credit Score?
At a Glance A bad credit score is relative to what you’re trying to accomplish, like getting approved for a…
The Best Ways to Build Credit and Improve Your Score
At a Glance A good credit score can help you secure loans for life’s big expenses-with favorable interest rates. A…
How to Improve Your FICO Score
At a Glance Lenders use your FICO score to predict your future behavior and guide loan decisions, like whether you…
