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Wells fargo active Review

The basics

Balance transfer details

Intro APR


Intro Period

15 months


3% or $5 whichever is greater

Annual Fee


Regular APR


Credit Score Required


Good for: Extended 0% intro APR period

Our verdict

What really puts this card over the edge is the sign-up bonus—$200 cash rewards sign-up bonus if you spend $1,000 within the first three months—though this is a bit higher than other no-annual-fee cash rewards cards.

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Beyond the basics

  • Unlimited 2% cash rewards on purchases

Purchase APR

0% for 15 months

Cash Advance APR


Penalty APR


Sign up Bonus

200 cash rewards

Foreign Transaction Fees


Late Fees

After 1 year, $40



Full review

Lender description Wells Fargo is a multinational financial services company with corporate headquarters in San Francisco, California. It provides a variety of financial services including bank accounts, loans, mortgages, investing, credit cards & banking services.

Best used for

  • Transferring high-interest debt, making a large purchase

Pros & cons

  • High rewards rate
  • 0% intro APR on balance transfers made within 120 days and fee of 3% then a balance transfer fee of up to 5%, with a minimum of $5
  • 3% foreign transaction fee
  • You have to spend $1000 in first three months to earn signup bonus
  • Once intro APR period is done. loses its value

Most suitable for

  • Consumers who don't want to deal with rotating categories and spending caps

Card reward details Unlimited 2% cash rewards on purchases| $200 cash rewards signup bonus after spending $1,000 in first three months

How to apply Apply online by providing basic personal information. You must to be at least 18, have a Social Security number, and be a legal resident of the U.S.

Available The Wells Fargo Active Card is available nationwide.

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