Credit CardsBalance Transfer ReviewsU.S. Bank Visa Platinum Review
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The U.S. Bank Visa Platinum Card has one of the longest 0% APR introductory offers, lasting for the first 20 billing cycles. But while the offer applies to new purchases, it only applies to balance transfers made within the first 60 days of account opening. Be mindful to make a transfer within two months to take advantage of the offer.Apply Now
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Lender description U.S. Bank provides a variety of financial products and servicesÃ¢â‚¬â€including credit cards, checking and savings accounts, mortgages, and moreÃ¢â‚¬â€with a goal of making banking convenient, safe, and simple.
Card reward details The U.S. Bank Visa Platinum Card has one of the longest 0% introductory APR offers around, lasting for the first 20 billing cycles.
How to apply Apply online by providing basic personal information. YouÃ¢â‚¬â„¢ll need to be at least 18, have a Social Security number, and be a legal resident of the U.S.
Available The U.S. Bank Visa Platinum Card is available nationwide.
Balance transfer example If you have a balance of $6,200 with an APR of 19% and pay $320 toward the balance each month, you would pay off your debt in 24 months with a total interest of $1,192.26. If you transferred that balance and still paid $320 each month, youÃ¢â‚¬â„¢d pay off your debt before the end of the introductory offer and avoid paying interest. But there would be a balance transfer fee of $186.