HSBC Gold Mastercard Review
Updated: June 23, 2021
Credit Cards
Balance Transfer ReviewsHSBC Gold Mastercard Review
Updated: June 23, 2021
Intro APR
Intro Period
Fee
Annual Fee
Regular APR
Credit Score Required
The HSBC Gold Mastercard has a lengthy 0% introductory APR at 18 months for both new purchases and balance transfers, and it’s fairly forgiving on late payments. But there’s no rewards program and the balance transfer fee is slightly higher than it is for other cards.
Apply NowPurchase APR
Cash Advance APR
Penalty APR
Sign up Bonus
Foreign Transaction Fees
Late Fees
Network
Lender description HSBC is one of the world’s largest banks with services in wealth and personal banking, commercial banking, and global banking and markets.
Card reward details The HSBC Gold Mastercard has several travel benefits including no foreign transaction fee, MasterRentalTM coverage for most rental vehicles, and Mastercard Airport ConciergeTM, which includes 15% off on Airport Meet and Greet services.
How to apply Apply online, by phone at 800-485-1794, or in person at your nearest HSBC branch. Existing HSBC customers can apply by logging into Personal Internet Banking, though balance transfers between HSBC accounts are not eligible.
Available The HSBC Gold Mastercard offer is valid nationwide.
Balance transfer example If you have a balance of $6,200 with an APR of 19% and pay $359 toward the balance each month, you would pay off your debt in 21 months with a total interest of $1,032.99. If you transferred that balance and still paid $359 each month, you’d pay off your debt before the end of the introductory offer and avoid paying interest. But there would be a balance transfer fee of $248.