Credit CardsBalance Transfer ReviewsCity Simplicity card Review
Credit Score Required
This is a no-frills basic card that is excellent for balance transfers—because of the two 0% balance transfer periods—and for people with good credit. Also, remember the card has a regular APR of 18.24% - 28.99% that starts after the 21-month period.Apply Now
Cash Advance APR
Sign up Bonus
Foreign Transaction Fees
Lender description Citi provides a wide range of financial services and products for consumers, companies, and government agencies and institutions with a goal of enabling growth and economic progress.
Card reward details No rewards
How to apply Apply online or by phone at 1-877-645-3708. Existing Citi customers will have a shortened application.
Available The Citi Simplicity Card is available nationwide.
Balance transfer example