Credit CardsBalance Transfer ReviewsCiti Diamond Preferred Card Review
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The Citi Diamond Preferred Cardâ€™s 0% introductory offer of 21 months applies to balance transfers (made within four months) and 12 months on new purchases, making the card a good choice for paying off debt or making a large purchase. But with the lack of a rewards program, the Citi Diamond Preferred Card doesnâ€™t have much benefit beyond its intro offer.Apply Now
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Lender description Citi provides a wide range of financial services and products for consumers, companies, and government agencies and institutions with a goal of enabling growth and economic progress.
Card reward details The Citi Diamond Preferred Card has a lengthy 0% introductory APR period on both balance transfers and new purchases, which makes the card ideal for paying down or eliminating debt.
How to apply Apply online or by phone at 1-800-505-1675. Existing Citi customers will have a shortened application.
Available The Citi Diamond Preferred Card is available nationwide.
Balance transfer example If you have a balance of $6,200 with an APR of 19.74% and pay $200 toward the balance each month, you would pay off your debt in 43 months with a total interest of $2,543.17. If you transferred that balance and still paid $200 each month, youâ€™d pay off your debt in 34 months with total interest and fees amounting to $257, based on the average regular APR.