Home- Find Best Products
Personal Loans
Credit Cards
Home Equity Loans
- Money Matters
All Spends
1.5%Balance transfers and cash advances will not earn rewards.
Rewards never expire as long as the account is open.
You can request your cash back or set it up to automatically be applied when it reaches a certain threshold or on a certain date.
$39
26.99%
29.99% variable APR
None
Check, statement credit, cover purchases, gift cards.
The QuickersilveOne from Capital One is a great card for people with average credit that would like to work on building up their credit. Although there is an annual fee of $39, there are no foreign transaction fees. The APR is a little on the higher side, so try to not keep a balance on the card if at all possible. We think this is a solid card for anyone new to the credit card game or someone that is working on fixing credit mistakes.
Foodie 
You are a person of the people and love to hang out with your friends whether it is a beautiful meal out, attending a sporting event or rocking out at a live concert. If something fun is happening, you want to be there and get rewarded for it.
Social Butterfly
You are a person of the people and love to hang out with your friends whether it is a beautiful meal out, attending a sporting event or rocking out at a live concert. If something fun is happening, you want to be there and get rewarded for it.
Capital One makes a variety of great credit cards, from the new Venture X all the way down to the QuicksilverOne. They offer a variety of tools to help you understand your credit profile and make changes to boost your score. This is a great card for first time users and those that want to rebuild their credit.
To get the most out of this card, you could pair it with another cash back card that does not have an annual fee. If you are using this card to build credit, use it only for purchases that you can pay off in full each month. Use another card that has a higher cash back percentage to carry a balance, if necessary, like the PNC Cash Rewards Visa. Practice as many good credit habits with this card as possible to boost your score.
Apply for Cash Rewards® Visa® Credit Card: Earn Cash Back | PNC
26.99%
26.99%
None
26.99%
Up to $40
26.99%
580+
In as little as 6 months, you can automatically be considered for a credit line increase.
All the tools you need to monitor your credit score and profile.
If your card is ever lost or stolen, you are not responsible for unauthorized purchases on your account. You can also get an emergency replacement card, as well as lock your lost card to prevent use.
Fast and secure checkout by tapping your card on the reader.
Easily access your account from your phone with the Capital One mobile app.
Pay online with a virtual card number for a more secure checkout.
If you were to spend $500 every month on this card, you would get $90 back each year. The more you spend, the more you get back. There are no limits or caps on how much you can get back, so this is a great card for day-to-day use.
| Pros | Cons |
|---|---|
 Good for people with lower credit scores |  Annual fee |
| No caps or limits on earnings | High APR |
