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BankAmericard credit card Review

The basics

Balance transfer details

Intro APR


Intro Period

21 billing cycles



Annual Fee


Regular APR

15.49% - 25.49% var

Credit Score Required


Good for: Extended 0% intro APR period on balance transfers

Our verdict

It has one of the longest available introductory APR periods for balance transfer cards making it useful for paying off debt.

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Beyond the basics

  • It has one of the longest available introductory APR periods for balance transfer cards

Purchase APR

0% for 21 billing cycles

Cash Advance APR


Penalty APR


Sign up Bonus


Foreign Transaction Fees


Late Fees

After 1 year, $40



Full review

Lender description Bank of America is a multinational financial services company with corporate headquarters in Charlotte, North Carolina. It provides a variety of financial services including bank accounts, loans, mortgages, investing, credit cards & banking services.

Best used for

  • Paying off debt.

Pros & cons

  • 0% intro APR for 21 billing cycles
  • Lower ongoing variable APR between 16.24% to 26.24% Paying late won’t hurt your interest rates Access to FICO® Score for free with app
  • No rewards or signup bonus
  • Must have good or excellent credit
  • Foreign transaction and balance transfer fee

Most suitable for

Card reward details No rewards but 0% intro APR for both purchases and balance transfers

How to apply Apply online by providing basic personal information. You must to be at least 18, have a Social Security number, and be a legal resident of the U.S.

Available The Bank of Americard Card is available nationwide.

Balance transfer example

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