BankAmericard credit card

The basics

Balance transfer details

Intro APR

0%

Intro Period

21 billing cycles

Fee

-

Annual Fee

$0

Regular APR

15.49% - 25.49% var

Credit Score Required

Good

Good for: Extended 0% intro APR period on balance transfers

Our verdict

It has one of the longest available introductory APR periods for balance transfer cards making it useful for paying off debt.

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Beyond the basics

It has one of the longest available introductory APR periods for balance transfer cards

Purchase APR

0% for 21 billing cycles

Cash Advance APR

23.49%

Penalty APR

-

None

Foreign Transaction Fees

3%

Late Fees

After 1 year, $40

Network

Mastercard

Full review

Lender description Bank of America is a multinational financial services company with corporate headquarters in Charlotte, North Carolina. It provides a variety of financial services including bank accounts, loans, mortgages, investing, credit cards & banking services.

Best used for

Paying off debt.

Pros & cons

0% intro APR for 21 billing cycles

Lower ongoing variable APR between 16.24% to 26.24% Paying late won’t hurt your interest rates Access to FICO® Score for free with app

No rewards or signup bonus

Must have good or excellent credit

Foreign transaction and balance transfer fee

Card reward details No rewards but 0% intro APR for both purchases and balance transfers

How to apply Apply online by providing basic personal information. You must to be at least 18, have a Social Security number, and be a legal resident of the U.S.

Available The Bank of Americard Card is available nationwide.

Balance transfer example

BankAmericard credit card Review