AARP Travel Rewards Mastercard from Barclays Review

It is not too often that you get unlimited cash back on travel, so take advantage of this card now / With no annual fee and a $200 sign up bonus, you should jump on this card.

Written by : Updated On: August 4

The basics

Reward Rate:






All other purchases


Unlimited 3% back on airfare, hotel stays, and car rentals.

Unlimited 2% back at restaurants.

Unlimited 1% back on all other purchases.

Rewards never expire.

Key Features:

Annual Fee


Intro APR

0% on balance transfers made within the first 45 days of account opening for 15 months

Regular APR

16.99%, 20.99%, 25.99% based on creditworthiness

Signup Bonus


$200 cash back after spending $1000 on purchases in the first 90 days following account opening

Redemption ways


Redeem for cash back, AARP membership, and more at

Our Verdict

Between the AARP Travel Rewards card and the AARP Essential Rewards Card, the travel rewards card is our favorite. Getting an unlimited 3% back on hotels, airfare, and car rentals is almost unheard of, and we love it. Not only do you get to support the AARP Foundation by simply using your card, you also get unlimited money back which can be used for a membership or cash back.

On top of the amazing perks, the current signup bonus offers 0% APR for 15 months and a $200 cash back after spending $1000, which more than speaks for itself. We think this is a great card for anyone wanting to consolidate and pay off debt without accruing interest.

Best Suited for:



If there is a new restaurant opening, you are there. You are all about the latest food fusion trend no one has heard of and putting it on the map. You love finding the best new restaurant but also like to go to your old standbys and earning cash back for all. And when you aren’t finding the best new restaurant, you are experimenting with recipes at home, so you also need a good card for reaping the rewards of grocery shopping.


Always on the Road

Travel is your middle name. When you aren’t taking advantage of transit for your daily commute in the form of cabs, rideshares and trains, you are looking for a weekend escape. And if there is an opportunity to go somewhere, you take it. You are into earning miles, getting hotel upgrades, eating out and making sure your car is always fueled.

Hidden perks

The biggest perk to this card is that it offers unlimited cash back. Many cash back cards on the market have spending caps of around $1500 per quarter, but this one lets you earn as much as you’d like.

Pair this card with:

Capital One Venture


This is an excellent cash back card, so we would recommend pairing it with a travel rewards card like the Capital One Venture card to start gaining points on travel. Use this card for everyday purchases to get cash back and use the Capital One Venture to book plane tickets or hotel stays with points.

Apply for: Capital One Venture Credit Card

Beyond the basics

Balance Transfer Intro APR

0% APR for 15 months on transfers made within the first 45 days after account opening

Cash Advance APR


Foreign Transaction


Loan APR


Late Payment fee

Up to $39

Penalty APR


Credit Score Required

670+Good to Excellent

Other Offers

Barclays will donate $10 to the AARP foundation for each new account. They will also donate 1% of eligible purchases to the AARP foundation.

Redeem your rewards for a membership for yourself or as a gift to someone else. Options start at $16 in rewards.

You are never held responsible for unauthorized purchases made on your account.

Enjoy complimentary access to your FICO score to monitor your credit profile each month.

Cashback Example

If you are retired and like to travel to see the world or see your family, you likely are spending quite a lot each month between airfare, car rentals, or hotel stays. Say that you spend $1500 a month – you automatically get $45 per month in cash back. Over the course of a year, you would accrue $540 cash back off just travel purchases.

Unlimited earningsYou will likely want to be a member of AARP to get the full benefits
No annual feeNot a lot of value for grocery or gas purchases
Can use cash back to pay for AARP membership
Contributing to AARP Foundation

Apply now