Earn unlimited cash rewards while building your credit.
Carry a balance
Spark 1.5% Cash Select
$0 annual fee and 0% introductory APR for the first 12 months.
Spark 1.5% Cash Select
Earn a $750 cash bonus when you spend $6,000 in the first 3 months.
Spark 2X Miles
Earn 50,000 bonus miles once you spend $4,500 in the first 3 months. Transfer miles to 15+ travel partners.
Spark 1.5X Miles Select
Earn 50,000 bonus miles once you spend $4,500 in the first 3 months. Transfer miles to 15+ travel partners.
