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Explore Capital One Business Cards

We’ve broken down Capital One’s Business Cards to help you find the right card by considering your spending habits, credit level, and desired benefits.

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Find what you’re looking for:

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Credit Building

Spark 1% Classic

Earn unlimited cash rewards while building your credit.

Credit: Fair tooltip-icon

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Rebuilding Credit

I’ve defaulted on a loan more than once

OR

I’ve been declined for a credit card in the last 3 months

Fair Credit

I’ve defaulted on a loan in the past 5 years

OR

I have limited credit history. I’ve had my own credit card or other credit for less than 3 years (including students, people new to the U.S., or authorized users on someone else’s credit card)

Good Credit

I have not declared bankruptcy or defaulted on a loan in the past 5 years. I have a credit card or loan and have not been more than 30 days late on any payment in the last year

Excellent Credit

I’ve never declared bankruptcy or defaulted on a loan; I haven’t been more than 60 days late on any credit card, medical bill, or loan in the last year; I’ve had a loan or credit card for 3 years or more with a credit limit above $5,000

These are only guidelines to help you narrow your selection, and additional factors from your application and credit history will also be considered. You may meet these criteria and still be declined. Please review the product disclosures on the card application for additional information about eligibility

Apply now on Capital One website

Great for businesses that want to build credit.

Card details

Everyday Rewards Unlimited 1% cash back on every purchase with no minimums or expiration date
Travel Rewards Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Annual Fee $0
Purchase Rate 29.99% variable APR
What Makes This Card Special
More Details

The Spark 1% Classic is a great, no-annual-fee card for businesses with fair credit that want to improve their credit and grab 1% cash back.

  • Earn an unlimited 1% cash back on every purchase, with no cap on rewards.
  • Build and strengthen your credit by using this card responsibly.
  • Free employee cards, that also earn 1% cash back on all purchases.
What Makes This Card Special

The Spark 1% Classic is a great, no-annual-fee card for businesses with fair credit that want to improve their credit and grab 1% cash back.

More Details
  • Earn an unlimited 1% cash back on every purchase, with no cap on rewards.
  • Build and strengthen your credit by using this card responsibly.
  • Free employee cards, that also earn 1% cash back on all purchases.

Great for businesses that want to build credit.

Great for businesses that want to build credit.

Apply now on Capital One website
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Excellent Credit with no Annual Fee

Spark 1.5% Cash Select

Earn a $500 cash bonus when you spend $4,500 in the first 3 months. 1

Credit: Excellent tooltip-icon

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Rebuilding Credit

I’ve defaulted on a loan more than once

OR

I’ve been declined for a credit card in the last 3 months

Fair Credit

I’ve defaulted on a loan in the past 5 years

OR

I have limited credit history. I’ve had my own credit card or other credit for less than 3 years (including students, people new to the U.S., or authorized users on someone else’s credit card)

Good Credit

I have not declared bankruptcy or defaulted on a loan in the past 5 years. I have a credit card or loan and have not been more than 30 days late on any payment in the last year

Excellent Credit

I’ve never declared bankruptcy or defaulted on a loan; I haven’t been more than 60 days late on any credit card, medical bill, or loan in the last year; I’ve had a loan or credit card for 3 years or more with a credit limit above $5,000

These are only guidelines to help you narrow your selection, and additional factors from your application and credit history will also be considered. You may meet these criteria and still be declined. Please review the product disclosures on the card application for additional information about eligibility

Apply now on Capital One website

Great for businesses that often pay in full and want no annual fee.

Card details

Everyday Rewards Unlimited 1.5% cash back on every purchase with no minimums or expiration date
Travel Rewards Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Annual Fee $0
Purchase Rate 17.99% - 23.99% variable APR
What Makes This Card Special
More Details

For businesses with excellent credit, the Spark 1.5% Cash Select has no annual fee and offers an unlimited 1.5% cash back on all purchases.

  • Earn a $500 bonus after spending $4,500 within the first 3 months of opening your account.
  • Free employee cards that also earn unlimited 1.5% cash back on all purchases.
  • Redeem your cash back for any amount.
What Makes This Card Special

For businesses with excellent credit, the Spark 1.5% Cash Select has no annual fee and offers an unlimited 1.5% cash back on all purchases.

More Details
  • Earn a $500 bonus after spending $4,500 within the first 3 months of opening your account.
  • Free employee cards that also earn unlimited 1.5% cash back on all purchases.
  • Redeem your cash back for any amount.

Great for businesses that often pay in full and want no annual fee.

Great for businesses that often pay in full and want no annual fee.

Apply now on Capital One website
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CASH REWARDS WITH LOW ANNUAL FEE

Spark 2% Cash

Earn a $750 cash bonus when you spend $7,500 in the first 3 months.

Credit: Excellent tooltip-icon

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Rebuilding Credit

I’ve defaulted on a loan more than once

OR

I’ve been declined for a credit card in the last 3 months

Fair Credit

I’ve defaulted on a loan in the past 5 years

OR

I have limited credit history. I’ve had my own credit card or other credit for less than 3 years (including students, people new to the U.S., or authorized users on someone else’s credit card)

Good Credit

I have not declared bankruptcy or defaulted on a loan in the past 5 years. I have a credit card or loan and have not been more than 30 days late on any payment in the last year

Excellent Credit

I’ve never declared bankruptcy or defaulted on a loan; I haven’t been more than 60 days late on any credit card, medical bill, or loan in the last year; I’ve had a loan or credit card for 3 years or more with a credit limit above $5,000

These are only guidelines to help you narrow your selection, and additional factors from your application and credit history will also be considered. You may meet these criteria and still be declined. Please review the product disclosures on the card application for additional information about eligibility

Apply now on Capital One website

Great for businesses that want a credit card with a fixed line and great cash rewards.

Card details

Everyday Rewards Unlimited 2% cash back on every purchase with no minimums or expiration date
Capital One Travel Rewards Unlimited 5% cash back on hotels and rental cards booked through Capital One Travel
Annual Fee $0 intro for the first year, $95 after that
Purchase Rate 25.74% variable APR
What Makes This Card Special
More Details

The Spark 2% Cash is a great card for those with excellent credit. It provides unlimited 2% cash back on all purchases and the potential to earn a $750 cash bonus.

  • Earn a $750 bonus after spending $7,500 in the first 3 months of opening your account.
  • Free employee cards that also earn unlimited 2% cash back on all purchases.
  • Earn unlimited 5% cash back on hotels and rental cars when you book through Capital One Travel.
What Makes This Card Special

The Spark 2% Cash is a great card for those with excellent credit. It provides unlimited 2% cash back on all purchases and the potential to earn a $750 cash bonus.

More Details
  • Earn a $750 bonus after spending $7,500 in the first 3 months of opening your account.
  • Free employee cards that also earn unlimited 2% cash back on all purchases.
  • Earn unlimited 5% cash back on hotels and rental cars when you book through Capital One Travel.

Great for businesses that want a credit card with a fixed line and great cash rewards.

Great for businesses that want a credit card with a fixed line and great cash rewards.

Apply now on Capital One website
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Charge card with elevated cash bonuses

Spark 2% Cash Plus

Earn $4,000 or more in bonuses when you spend $500K in the first year. 1

Credit: Excellent tooltip-icon

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Rebuilding Credit

I’ve defaulted on a loan more than once

OR

I’ve been declined for a credit card in the last 3 months

Fair Credit

I’ve defaulted on a loan in the past 5 years

OR

I have limited credit history. I’ve had my own credit card or other credit for less than 3 years (including students, people new to the U.S., or authorized users on someone else’s credit card)

Good Credit

I have not declared bankruptcy or defaulted on a loan in the past 5 years. I have a credit card or loan and have not been more than 30 days late on any payment in the last year

Excellent Credit

I’ve never declared bankruptcy or defaulted on a loan; I haven’t been more than 60 days late on any credit card, medical bill, or loan in the last year; I’ve had a loan or credit card for 3 years or more with a credit limit above $5,000

These are only guidelines to help you narrow your selection, and additional factors from your application and credit history will also be considered. You may meet these criteria and still be declined. Please review the product disclosures on the card application for additional information about eligibility

Apply now on Capital One website

Great for businesses that need large spending capacity and want to maximize cash back.

Card details

Everyday Rewards Unlimited 2% cash back on every purchase, with no minimums or expiration date
Travel Rewards Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
Annual Fee $150 – Spend $150,000 annually and we’ll refund this fee every year
Pay-in-full card You must pay your full balance every month.
What Makes This Card Special
More Details

The Spark 2% Cash Plus is Capital One’s most generous card for businesses with excellent credit. It offers unlimited 2% cash back on all purchases and the potential to earn a promotional bonus of $4,000 or more.

  • Receive a one-time $2,000 cash bonus after spending $30,000 within the first three months.
  • Earn a $2,000 cash bonus for every $500k spent during the first year. You can earn this bonus multiple times during your first year.
  • Free employee cards that also earn unlimited 2% cash back on all purchases.
  • No preset spending limit, the Spark Cash Plus card adapts to your needs based on your spending behavior, payment history, credit profile and other factors.
What Makes This Card Special

The Spark 2% Cash Plus is Capital One’s most generous card for businesses with excellent credit. It offers unlimited 2% cash back on all purchases and the potential to earn a promotional bonus of $4,000 or more.

More Details
  • Receive a one-time $2,000 cash bonus after spending $30,000 within the first three months.
  • Earn a $2,000 cash bonus for every $500k spent during the first year. You can earn this bonus multiple times during your first year.
  • Free employee cards that also earn unlimited 2% cash back on all purchases.
  • No preset spending limit, the Spark Cash Plus card adapts to your needs based on your spending behavior, payment history, credit profile and other factors.

Great for businesses that need large spending capacity and want to maximize cash back.

Great for businesses that need large spending capacity and want to maximize cash back.

Apply now on Capital One website
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Charge Card with Elevated Travel Rewards

Venture X Business

Earn 150,000 bonus miles in the first 3 months plus a $300 annual Capital One Travel Credit. 1 4

Credit: Excellent tooltip-icon

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Rebuilding Credit

I’ve defaulted on a loan more than once

OR

I’ve been declined for a credit card in the last 3 months

Fair Credit

I’ve defaulted on a loan in the past 5 years

OR

I have limited credit history. I’ve had my own credit card or other credit for less than 3 years (including students, people new to the U.S., or authorized users on someone else’s credit card)

Good Credit

I have not declared bankruptcy or defaulted on a loan in the past 5 years. I have a credit card or loan and have not been more than 30 days late on any payment in the last year

Excellent Credit

I’ve never declared bankruptcy or defaulted on a loan; I haven’t been more than 60 days late on any credit card, medical bill, or loan in the last year; I’ve had a loan or credit card for 3 years or more with a credit limit above $5,000

These are only guidelines to help you narrow your selection, and additional factors from your application and credit history will also be considered. You may meet these criteria and still be declined. Please review the product disclosures on the card application for additional information about eligibility

Apply now on Capital One website

Great for larger, high-spending businesses that pay their balance in full and want best-in-class travel rewards.

Card details

Everyday Rewards Unlimited 2X miles on every purchase, with no restrictions or blackout dates
Travel Rewards Unlimited 10X miles on hotels and rental cars and 5X miles on flights booked through Capital One Travel
Annual Fee $395
Pay-in-full card You must pay your full balance every month.
What Makes This Card Special
More Details

The Venture X Business card is designed for businesses looking for increased purchasing power and best-in-class travel rewards. Enjoy unlimited 2X miles, unlimited 10X miles on hotels and rental cars and 5X miles on flights.

  • Earn 150,000 bonus miles after spending $30,000 in the first 3 months from account
    opening.
  • Receive 10,000 bonus miles every year after your account anniversary date. Plus, enjoy
    an annual $300 credit for bookings through Capital One Travel.
  • Free employee cards that also earn 2X miles per dollar spent.
  • No preset spending limit, the Venture X Business card adapts to your needs based on your spending behavior, payment history, credit profile and other factors.
  • Skip the lines with up to a $120 statement credit on TSA PreCheck® or Global Entry*.
    Plus, enjoy complimentary access to airport lounges worldwide, including Capital One Lounges and our Partner Lounge Network.
  • Receive a $100 experience credit for eligible stays at Premier Collection luxury hotels.
What Makes This Card Special

The Venture X Business card is designed for businesses looking for increased purchasing power and best-in-class travel rewards. Enjoy unlimited 2X miles, unlimited 10X miles on hotels and rental cars and 5X miles on flights.

More Details
  • Earn 150,000 bonus miles after spending $30,000 in the first 3 months from account
    opening.
  • Receive 10,000 bonus miles every year after your account anniversary date. Plus, enjoy
    an annual $300 credit for bookings through Capital One Travel.
  • Free employee cards that also earn 2X miles per dollar spent.
  • No preset spending limit, the Venture X Business card adapts to your needs based on your spending behavior, payment history, credit profile and other factors.
  • Skip the lines with up to a $120 statement credit on TSA PreCheck® or Global Entry*.
    Plus, enjoy complimentary access to airport lounges worldwide, including Capital One Lounges and our Partner Lounge Network.
  • Receive a $100 experience credit for eligible stays at Premier Collection luxury hotels.

Great for larger, high-spending businesses that pay their balance in full and want best-in-class travel rewards.

Great for larger, high-spending businesses that pay their balance in full and want best-in-class travel rewards.

Apply now on Capital One website
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Travel Rewards with Low Annual Fee

Spark 2X Miles

Earn 50,000 bonus miles once you spend $4,500 in the first 3 months. Transfer miles to 15+ travel partners. 1 2

Credit: Excellent tooltip-icon

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Rebuilding Credit

I’ve defaulted on a loan more than once

OR

I’ve been declined for a credit card in the last 3 months

Fair Credit

I’ve defaulted on a loan in the past 5 years

OR

I have limited credit history. I’ve had my own credit card or other credit for less than 3 years (including students, people new to the U.S., or authorized users on someone else’s credit card)

Good Credit

I have not declared bankruptcy or defaulted on a loan in the past 5 years. I have a credit card or loan and have not been more than 30 days late on any payment in the last year

Excellent Credit

I’ve never declared bankruptcy or defaulted on a loan; I haven’t been more than 60 days late on any credit card, medical bill, or loan in the last year; I’ve had a loan or credit card for 3 years or more with a credit limit above $5,000

These are only guidelines to help you narrow your selection, and additional factors from your application and credit history will also be considered. You may meet these criteria and still be declined. Please review the product disclosures on the card application for additional information about eligibility

Apply now on Capital One website

Great for businesses looking for a fixed line of credit and travel rewards. 3

Card details

Everyday Rewards Unlimited 2X miles on every purchase, with no restrictions or blackout dates
Travel Rewards Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
Annual Fee $0 intro for the first year, $95 after that
Purchase Rate 25.74% variable APR
What Makes This Card Special
More Details

With a low annual fee of $95, the Spark 2X Miles is a great travel card option from Capital One. If you have excellent credit, you can earn an unlimited 2X miles on every purchase.

  • Earn a one-time bonus of 50,000 miles—equivalent to $500 in travel—once you spend $4,500 on purchases within the first 3 months from opening your account.
  • Transfer your miles to over 15 travel loyalty programs for added flexibility.
  • Skip the lines with up to a $120 statement credit on TSA PreCheck® or Global Entry*
  • Benefit from a $0 annual intro fee for the first year; $95 annual fee applies there after.
  • Provide free employee cards that also earn unlimited 2X miles on their purchases.
What Makes This Card Special

With a low annual fee of $95, the Spark 2X Miles is a great travel card option from Capital One. If you have excellent credit, you can earn an unlimited 2X miles on every purchase.

More Details
  • Earn a one-time bonus of 50,000 miles—equivalent to $500 in travel—once you spend $4,500 on purchases within the first 3 months from opening your account.
  • Transfer your miles to over 15 travel loyalty programs for added flexibility.
  • Skip the lines with up to a $120 statement credit on TSA PreCheck® or Global Entry*
  • Benefit from a $0 annual intro fee for the first year; $95 annual fee applies there after.
  • Provide free employee cards that also earn unlimited 2X miles on their purchases.

Great for businesses looking for a fixed line of credit and travel rewards. 3

Great for businesses looking for a fixed line of credit and travel rewards. 3

Apply now on Capital One website
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Travel Rewards with No Annual Fee

Spark 1.5X Miles Select

Earn 50,000 bonus miles once you spend $4,500 in the first 3 months. Transfer miles to 15+ travel partners. 1 2

Credit: Excellent tooltip-icon

close-icon

Rebuilding Credit

I’ve defaulted on a loan more than once

OR

I’ve been declined for a credit card in the last 3 months

Fair Credit

I’ve defaulted on a loan in the past 5 years

OR

I have limited credit history. I’ve had my own credit card or other credit for less than 3 years (including students, people new to the U.S., or authorized users on someone else’s credit card)

Good Credit

I have not declared bankruptcy or defaulted on a loan in the past 5 years. I have a credit card or loan and have not been more than 30 days late on any payment in the last year

Excellent Credit

I’ve never declared bankruptcy or defaulted on a loan; I haven’t been more than 60 days late on any credit card, medical bill, or loan in the last year; I’ve had a loan or credit card for 3 years or more with a credit limit above $5,000

These are only guidelines to help you narrow your selection, and additional factors from your application and credit history will also be considered. You may meet these criteria and still be declined. Please review the product disclosures on the card application for additional information about eligibility

Apply now on Capital One website

Great for businesses that want travel rewards with no annual fee.

Card details

Everyday Rewards Unlimited 1.5X miles on every purchase, with no restrictions or blackout dates
Travel Rewards Unlimited 5X miles on hotels and rental cars booked through Capital One Travel
Annual Fee $0
Purchase Rate 17.99% - 23.99% variable APR
What Makes This Card Special
More Details

Capital One’s top no-annual-fee travel card. If you have excellent credit, you can earn an unlimited 1.5X miles on every purchase and an unlimited 5X miles on hotels and rental cars booked through Capital One Travel.

  • Earn a $750 bonus after spending $6,000 within the first 3 months of opening your
    account.
  • Transfer miles to 15+ leading travel loyalty programs like Air Canada and Emirates™.
  • Earning rate of 1.5 miles per dollar spent on all purchases, allowing businesses to accrue
    miles based on their monthly spending volume.
  • Provide free employee cards that also earn unlimited 1.5X miles on their purchases,
    helping accumulate rewards faster.
  • $0 annual fee, making it a cost-effective choice for business owners.
  • Convert your miles into cash back or apply them as a statement credit towards eligible purchases.
What Makes This Card Special

Capital One’s top no-annual-fee travel card. If you have excellent credit, you can earn an unlimited 1.5X miles on every purchase and an unlimited 5X miles on hotels and rental cars booked through Capital One Travel.

More Details
  • Earn a $750 bonus after spending $6,000 within the first 3 months of opening your
    account.
  • Transfer miles to 15+ leading travel loyalty programs like Air Canada and Emirates™.
  • Earning rate of 1.5 miles per dollar spent on all purchases, allowing businesses to accrue
    miles based on their monthly spending volume.
  • Provide free employee cards that also earn unlimited 1.5X miles on their purchases,
    helping accumulate rewards faster.
  • $0 annual fee, making it a cost-effective choice for business owners.
  • Convert your miles into cash back or apply them as a statement credit towards eligible purchases.

Great for businesses that want travel rewards with no annual fee.

Great for businesses that want travel rewards with no annual fee.

Apply now on Capital One website

Enjoy Business-Grade Benefits with Every Card

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Automatic payments

Set up AutoPay so you don’t have to worry about signing into your account every month.

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$0 Fraud Liability

If your card is lost or stolen, you can get an emergency replacement card and a cash advance.

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Year-End Summaries

Get an itemized report of your spending to simplify budgeting and tax time.

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Free Employee Cards

Track employee spending in real time on our mobile app while earning all the rewards from their free employee cards.

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Purchase Records

Securely download your records into formats including Quicken®, QuickBooks® and Excel®.

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Virtual Card Numbers

Make safer payments online without exposing your actual card number with merchants.

  1. The cash bonuses are available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. The bonuses may not be available for existing or previous Capital One Business card holders.
    Venture X Business: Earn 150,000 bonus miles after spending $30,000 in the initial 3 months.
    Spark Cash Plus Welcome Bonus: Earn a one-time $2,000 cash bonus when you spend $30k in the first 3 months.
    Spark Cash Plus Additional Bonuses: Earn a $2,000 cash bonus for every $500k spent during the first year. You can earn this bonus multiple times during your first year as cardholder.
  2. Once transferred, the expiry and value of transferred rewards are subject to the terms and conditions of the receiving loyalty program.
  3. To receive a statement credit, you must use your Venture X Business or Spark Miles card to either complete the Global Entry application and the TSA PreCheck® application. You are eligible for one (1) statement credit up to $120 every 4 years. The statement credit will match the Global Entry or TSA PreCheck® program application fee. Cost of application fees may change. Statement credit amount may vary if application fees change. Credit will appear within 1-2 billing cycles, and will apply to whichever program is applied for first. Your account must be open and in good standing when the credit is applied. Refer to the Application or Account Terms for additional details.
    To receive a statement credit, you must use your Venture X Business card to either complete the Global Entry application or the TSA PreCheck® application and pay the application fee.
  4. Annually, eligible Venture X Business primary account holders will receive a $300 Capital One Travel credit (“Credit”) to use toward purchases made through Capital One Travel. Each annual Credit will expire on the next account open date anniversary. The Credit will be available within Capital One Travel and can be applied to purchases at checkout. The Credit may be used in whole for a single purchase or in part over multiple purchases. Rewards will not be earned on the Credit. If the purchase using the Credit is canceled, the Credit will be restored if it is not expired. An expired Credit will not be restored upon cancellation. A Venture X Business card account must be open and in good standing to receive or use the Credit.