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Explore Capital One Business cards

Unlock your business potential with Capital One business cards on Credello - Explore the benefits of Spark Cash Plus and Venture X Business.

Spark Cash Plus

Welcome Offer: Earn $4,000 or more in bonuses when you spend $500K in the first year. 1
Everyday Rewards: Unlimited 2% cash back on every purchase with no minimums or expiration date.
Cash Back On Travel: Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel.
Annual Fee: $150 (refunded when you spend $150,000 annually).
Pay-In-Full: These business cards require the balance to be paid in full each month.
Apply Now on Capital One website

Venture X Business

Welcome Offer: Earn 150,000 bonus miles when you spend $30,000 in the first 3 months, which is equal to $1,500 in travel. 1
Everyday Rewards: Unlimited 2x miles on every purchase, with no restrictions or blackout dates.
Cash Back On Travel: Unlimited 10x on hotels and rental cars and 5x on flights booked through Capital One Travel.
Annual Fee: $395
Pay-In-Full: These business cards require the balance to be paid in full each month.
Apply Now on Capital One website

Spark Cash Plus

Apply now on Capital One website

Venture X Business

Apply now on Capital One website

Business Cards with Elevated Rewards

Spark Cash Plus and Venture X Business are business cards built for larger, high-spending businesses that want to maximize rewards and reinvest in their business with cash back or travel rewards.

No Preset Spending Limit

With no preset spending limit, you have flexible spending power that can grow as your business grows. Unlike a traditional credit card with a set limit, the amount you can spend adjusts based on your spending and payment behavior and credit profile.

Pay-in-Full

These business cards require the balance to be paid in full each month. Making multiple payments a month can help free up more purchasing power when your business needs it, helping you maximize rewards.

Business Benefits

Accounts Payable

Manage and track your vendor payments online with an easy-to-use dashboard.

Employee Cards

Set up free employee cards and track employee spending while earning rewards on every purchase.

Virtual Cards

Make safer vendor payments and simplify your expenses without exposing your physical card number.

Software Integrations

Easily sync your accounts and simplify your financial management process with Sage Intacct or Concur Expense.

Expert Opinion

The Capital One Spark Cash Plus Business card is ideal for larger businesses seeking streamlined rewards. It offers an unlimited 2% cash back on all purchases, without earning limits, unlike tiered rewards or rotating categories common in similar cards. To qualify for the welcome offer, businesses must spend $30,000 in three months. Spending at least $150,000 yearly can reimburse the $150 annual fee, making it lucrative for high-spending businesses. It promotes responsible spending habits while providing substantial cash back rewards.

The Capital One Venture X Business card is a fantastic asset for businesses with frequent travel needs. Lounge access, anniversary bonus miles and the option to transfer miles to airline and hotel partners provide flexibility and cost-effectiveness, optimizing rewards for corporate travel. Despite the $395 annual fee, the $300 annual statement credit for travel booked through Capital One Travel directly impacts the bottom line for companies managing multiple employee trips.

Harrison Pierce • Forbes Advisor, USA Today, Condé Nast Traveler, Travel + Leisure

Harrison is a credit card expert and contributor to the credit cards team at Forbes Advisor. He covers travel rewards and travel credit cards for Travel + Leisure, USA Today and Condé Nast Traveler.”

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Find the Right Card for Your Business

Explore all Capital One Business cards to find the right fit for your business needs.

If you are someone who then we recommend:
The Spark Cash Plus card

Spark Cash Plus

  • It offers a generous 2% cash back on all purchases, perfect for businesses prioritizing cash rewards.
  • Authorized employee users can get their cards at no extra cost, simplifying expense tracking and maximizing rewards.
  • New cardholders can earn up to $2,000 cash bonus by spending $30,000 within the first 3 months, providing immediate value to their spending.

Other Offers and Privileges

Set up AutoPay to Streamline Your Monthly Payments

Set up AutoPay to streamline your monthly payments, eliminating the need for manual sign-ins and ensuring timely bill settlements.

Streamline Your Accounts Payable Process

Manage and track your vendor payments online with an easy-to-use dashboard.

Year-End Summaries

Receive detailed year-end summaries of your expenditures, facilitating budgeting processes and simplifying tax preparations.

Account Managers

Designate an account manager to help manage day-to-day account management.

Purchase Records

Download your purchase records in formats including Excel and QuickBooks for seamless tracking and reporting.

Virtual Card Numbers

Enhance online payment security by using virtual card numbers for transactions.

No Foreign Transaction Fees

Enjoy fee-free purchases made outside the United States with no foreign transaction fees.

Roadside Support

Access assistance during auto-related emergencies including jump-starting, tire changing, and towing with our business card services.

Capital One Travel

Unlock exclusive deals on thousands of travel options, with the added flexibility to pay using rewards, your card, or a combination of both. Discover Capital One Travel’s offerings.

Choose your due date

Choose your preferred monthly due date, giving your business the freedom to pay on your terms.

Transaction Insights

Keep informed about your purchases with comprehensive merchant details including address, logo, phone number, and map, where applicable.

Automated Billing

Access a list of merchants that regularly charge your business card for monthly subscriptions and bills, ensuring you stay informed about recurring transactions.

Complimentary Employee Cards

Monitor employee spending while accruing rewards from their purchases.

Spending Controls

Establish tailored spending limits for employee cards and receive immediate transaction notifications upon posting.

Account Management

Take charge of your account online or through the mobile app to receive activity alerts, explore payment options, access past statements, and more.

Security Notifications

Stay informed via text, email, and phone about potential fraudulent transactions detected by Capital One.

Fraud Detection Alerts

Receive timely email or text alerts regarding suspected errors or suspicious charges on your account.

Card Lock

Securely lock your card or an employee’s card in case of misplacement, loss, or theft.

Extended Warranty

Benefit from complimentary additional warranty coverage on eligible purchases made with your card.

Dedicated Customer Support

Our specialized Capital One Business representatives are here to assist business owners with any inquiries or concerns.

The Venture X Business card

Venture X Business

  • This card is best for the business traveler who values rewards and perks.
  • With unlimited 2x miles on every purchase and the ability to earns 10x on hotels and rental cars, and 5x
    on flights through Capital One Travel, your rewards add up.
  • Plus, you can book confidently with free price drop protection, including up to $50 in travel credit for price drops within 10 days, and a price match guarantee within 24 hours of booking.

Other Offers and Privileges

Set up AutoPay to Streamline Your Monthly Payments

Set up AutoPay to streamline your monthly payments, eliminating the need for manual sign-ins and ensuring timely bill settlements.

Streamline Your Accounts Payable Process

Manage and track your vendor payments online with an easy-to-use dashboard.

Year-End Summaries

Receive detailed year-end summaries of your expenditures, facilitating budgeting processes and simplifying tax preparations.

Account Managers

Designate an account manager to help manage day-to-day account management.

Purchase Records

Download your purchase records in formats including Excel and QuickBooks for seamless tracking and reporting.

Virtual Card Numbers

Enhance online payment security by using virtual card numbers for transactions.

Priority Pass™

Receive a complimentary Priority Pass™ membership, offering unlimited free visits to themself and two guests at over 1,300 VIP lounges in more than 600 cities across 148 countries.

Capital One Lounge

Enjoy exclusive access to Capital One Lounges, offering unlimited complimentary visits. Bring two guests for free per visit and indulge in premium amenities.

Premier Collection

Indulge in luxury experiences at top hotels and resorts with the Premier Collection. Enjoy a $100 experience credit and premium benefits with every booking, elevating your travel experiences.

Redeem Miles for Travel

Redeem your miles seamlessly through Capital One Travel or get reimbursed for eligible travel expenses made with your card within 90 days of purchase.

Global Entry or TSA PreCheck®

Receive up to a $100 statement credit towards Global Entry or TSA PreCheck® fees.

No Foreign Transaction Fees

Enjoy worry-free international spending with no foreign transaction fees on purchases made outside of the U.S.

Miles Transfer

Easily transfer your miles to over 15 travel loyalty programs, giving you flexibility and maximizing your rewards across various partners.

Choose your due date

Choose your preferred monthly due date, giving your business the freedom to pay on your terms.

Transaction Insights

Keep informed about your purchases with comprehensive merchant details including address, logo, phone number, and map, where applicable.

Automated Billing

Access a list of merchants that regularly charge your business card for monthly subscriptions and bills, ensuring you stay informed about recurring transactions.

Complimentary Employee Cards

Monitor employee spending while accruing rewards from their purchases.

Spending Controls

Establish tailored spending limits for employee cards and receive immediate transaction notifications upon posting.

Account Management

Take charge of your account online or through the mobile app to receive activity alerts, explore payment options, access past statements, and more.

Security Notifications

Stay informed via text, email, and phone about potential fraudulent transactions detected by Capital One.

Fraud Detection Alerts

Receive timely email or text alerts regarding suspected errors or suspicious charges on your account.

Card Lock

Securely lock your card or an employee’s card in case of misplacement, loss, or theft.

Extended Warranty

Benefit from complimentary additional warranty coverage on eligible purchases made with your card.

Dedicated Customer Support

Our specialized Capital One Business representatives are here to assist business owners with any inquiries or concerns.

Disclosures

  1. The cash bonuses are available by clicking the “Apply Now” button on this page, and may not be available if you navigate away from or close this page. The bonuses may not be available for existing or previous Capital One Business card holders.
    Venture X Business: Earn 150,000 bonus miles after spending $30,000 in the initial 3 months.
    Spark Cash Plus Welcome Bonus: Earn a one-time $2,000 cash bonus when you spend $30K in the first 3 months.
    Spark Cash Plus Additional Bonuses: Earn a $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times during your first year as cardholder.
  2. Visit Travel Terms: For specific details about Capital One Travel services, visit travel.capitalone.com/terms-of-service. Availability of services like price prediction, price watch, price drop protection, and price match guarantee depends on your account and booking.