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Unlock your business potential with Capital One business cards on Credello - Explore the benefits of Spark Cash Plus and Venture X Business.
Spark Cash Plus
Venture X Business
Business Cards with Elevated Rewards
Spark Cash Plus and Venture X Business are business cards built for larger, high-spending businesses that want to maximize rewards and reinvest in their business with cash back or travel rewards.
No Preset Spending Limit
With no preset spending limit, you have flexible spending power that can grow as your business grows. Unlike a traditional credit card with a set limit, the amount you can spend adjusts based on your spending and payment behavior and credit profile.
Pay-in-Full
These business cards require the balance to be paid in full each month. Making multiple payments a month can help free up more purchasing power when your business needs it, helping you maximize rewards.
Business Benefits
Accounts Payable
Manage and track your vendor payments online with an easy-to-use dashboard.
Employee Cards
Set up free employee cards and track employee spending while earning rewards on every purchase.
Virtual Cards
Make safer vendor payments and simplify your expenses without exposing your physical card number.
Software Integrations
Easily sync your accounts and simplify your financial management process with Sage Intacct or Concur Expense.
Expert Opinion
The Capital One Spark Cash Plus Business card is ideal for larger businesses seeking streamlined rewards. It offers an unlimited 2% cash back on all purchases, without earning limits, unlike tiered rewards or rotating categories common in similar cards. To qualify for the welcome offer, businesses must spend $30,000 in three months. Spending at least $150,000 yearly can reimburse the $150 annual fee, making it lucrative for high-spending businesses. It promotes responsible spending habits while providing substantial cash back rewards.
The Capital One Venture X Business card is a fantastic asset for businesses with frequent travel needs. Lounge access, anniversary bonus miles and the option to transfer miles to airline and hotel partners provide flexibility and cost-effectiveness, optimizing rewards for corporate travel. Despite the $395 annual fee, the $300 annual statement credit for travel booked through Capital One Travel directly impacts the bottom line for companies managing multiple employee trips.
Find the Right Card for Your Business
Explore all Capital One Business cards to find the right fit for your business needs.
Spark Cash Plus
Other Offers and Privileges
Set up AutoPay to Streamline Your Monthly Payments
Set up AutoPay to streamline your monthly payments, eliminating the need for manual sign-ins and ensuring timely bill settlements.
Streamline Your Accounts Payable Process
Manage and track your vendor payments online with an easy-to-use dashboard.
Year-End Summaries
Receive detailed year-end summaries of your expenditures, facilitating budgeting processes and simplifying tax preparations.
Account Managers
Designate an account manager to help manage day-to-day account management.
Purchase Records
Download your purchase records in formats including Excel and QuickBooks for seamless tracking and reporting.
Virtual Card Numbers
Enhance online payment security by using virtual card numbers for transactions.
No Foreign Transaction Fees
Enjoy fee-free purchases made outside the United States with no foreign transaction fees.
Roadside Support
Access assistance during auto-related emergencies including jump-starting, tire changing, and towing with our business card services.
Capital One Travel
Unlock exclusive deals on thousands of travel options, with the added flexibility to pay using rewards, your card, or a combination of both. Discover Capital One Travel’s offerings.
Choose your due date
Choose your preferred monthly due date, giving your business the freedom to pay on your terms.
Transaction Insights
Keep informed about your purchases with comprehensive merchant details including address, logo, phone number, and map, where applicable.
Automated Billing
Access a list of merchants that regularly charge your business card for monthly subscriptions and bills, ensuring you stay informed about recurring transactions.
Complimentary Employee Cards
Monitor employee spending while accruing rewards from their purchases.
Spending Controls
Establish tailored spending limits for employee cards and receive immediate transaction notifications upon posting.
Account Management
Take charge of your account online or through the mobile app to receive activity alerts, explore payment options, access past statements, and more.
Security Notifications
Stay informed via text, email, and phone about potential fraudulent transactions detected by Capital One.
Fraud Detection Alerts
Receive timely email or text alerts regarding suspected errors or suspicious charges on your account.
Card Lock
Securely lock your card or an employee’s card in case of misplacement, loss, or theft.
Extended Warranty
Benefit from complimentary additional warranty coverage on eligible purchases made with your card.
Dedicated Customer Support
Our specialized Capital One Business representatives are here to assist business owners with any inquiries or concerns.
Venture X Business
Other Offers and Privileges
Set up AutoPay to Streamline Your Monthly Payments
Set up AutoPay to streamline your monthly payments, eliminating the need for manual sign-ins and ensuring timely bill settlements.
Streamline Your Accounts Payable Process
Manage and track your vendor payments online with an easy-to-use dashboard.
Year-End Summaries
Receive detailed year-end summaries of your expenditures, facilitating budgeting processes and simplifying tax preparations.
Account Managers
Designate an account manager to help manage day-to-day account management.
Purchase Records
Download your purchase records in formats including Excel and QuickBooks for seamless tracking and reporting.
Virtual Card Numbers
Enhance online payment security by using virtual card numbers for transactions.
Priority Pass™
Receive a complimentary Priority Pass™ membership, offering unlimited free visits to themself and two guests at over 1,300 VIP lounges in more than 600 cities across 148 countries.
Capital One Lounge
Enjoy exclusive access to Capital One Lounges, offering unlimited complimentary visits. Bring two guests for free per visit and indulge in premium amenities.
Premier Collection
Indulge in luxury experiences at top hotels and resorts with the Premier Collection. Enjoy a $100 experience credit and premium benefits with every booking, elevating your travel experiences.
Redeem Miles for Travel
Redeem your miles seamlessly through Capital One Travel or get reimbursed for eligible travel expenses made with your card within 90 days of purchase.
Global Entry or TSA PreCheck®
Receive up to a $100 statement credit towards Global Entry or TSA PreCheck® fees.
No Foreign Transaction Fees
Enjoy worry-free international spending with no foreign transaction fees on purchases made outside of the U.S.
Miles Transfer
Easily transfer your miles to over 15 travel loyalty programs, giving you flexibility and maximizing your rewards across various partners.
Choose your due date
Choose your preferred monthly due date, giving your business the freedom to pay on your terms.
Transaction Insights
Keep informed about your purchases with comprehensive merchant details including address, logo, phone number, and map, where applicable.
Automated Billing
Access a list of merchants that regularly charge your business card for monthly subscriptions and bills, ensuring you stay informed about recurring transactions.
Complimentary Employee Cards
Monitor employee spending while accruing rewards from their purchases.
Spending Controls
Establish tailored spending limits for employee cards and receive immediate transaction notifications upon posting.
Account Management
Take charge of your account online or through the mobile app to receive activity alerts, explore payment options, access past statements, and more.
Security Notifications
Stay informed via text, email, and phone about potential fraudulent transactions detected by Capital One.
Fraud Detection Alerts
Receive timely email or text alerts regarding suspected errors or suspicious charges on your account.
Card Lock
Securely lock your card or an employee’s card in case of misplacement, loss, or theft.
Extended Warranty
Benefit from complimentary additional warranty coverage on eligible purchases made with your card.
Dedicated Customer Support
Our specialized Capital One Business representatives are here to assist business owners with any inquiries or concerns.