Min. Credit Score
Max. DTI Debt to Income Ratio
LendingClub personal loans are suited for good- or fair-credit borrowers who want to consolidate debt or finance a large purchase. Comparably, they aren’t the lowest-cost lender but they are flexible on payments and accept co-signers.
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Lender description Headquartered in San Francisco, LendingClub is a financial services that became the first peer-to-peer lender to register its offerings as securities with the SEC.
How to qualify You'll need to have a personal checking or savings account on file, provide proof of income and employment, proof of citizenship or residence permit.
How to apply Prequalify on Credello online or apply through LendingClub's web site.
Footprint Loans are available in all 50 states and District of columbia.
Loan example A loan of $16,980 for a term of 36 months, with an interest rate 13.49% and a 6.00% origination fee of $1,019, for an APR of 17.89%. In this example, the borrower will receive $15,961 and will make 36 monthly payments of $576.