FreedomPlus: Personal Loan Review
Updated: August 3, 2022
Personal Loans
Personal Loan ReviewsFreedomPlus
Updated: August 3, 2022
Estimated APR
Min. Credit Score
Max. DTI 
Debt to Income Ratio
Origination Fees
Late Penalties
Prepayment Fees
FreedomPlus provides same-day loan decisions and fast funding within 72 hours for individual applicants as well as those with cosigners or co-borrowers. FreedomPlus also charges an origination fee.
on the lender’s site
Same-day loan decisions
Personalized service
Fixed payments
No prepayment penalty
Loan Amounts
Loan Terms
Time to Funding
Lender description FreedomPlus offers custom loans from a personal loan consultant with same-day approvals and funding within 72 hours.
How to qualify You need a valid ID as well as a verifiable income and bank account.
How to apply Apply online or call 800-368-0061. Borrowers are assigned a loan consultant who will guide them through the application process.
Footprint FreedomPlus loans aren't available in all 50 states, and the minimum loan amounts are different for several states. Loans are not available in Colorado, Connecticut, Hawaii, Kansas, New Hampshire, North Dakota, Oregon, Vermont, West Virginia, Wisconsin, and Wyoming. Call customer service for additional details on availability.
Loan example A four-year, $20,000 loan with an interest rate of 15.49% and corresponding APR of 18.34% would have an estimated monthly payment of $561.60 and a total cost payable of $7,948.13.