Wyndham Rewards Visa Card

Credit CardsBalance Transfer ReviewsWyndham Rewards Visa Card

Wyndham Rewards Visa Card

The basics

Balance transfer details

Intro APR

0%

Intro Period

15 months

Fee

3% or $5, whichever is greater

Annual Fee

$0

Regular APR

15.24%, 19.99%, 24.99% var

Credit Score Required

Good

Good for: Travelers who typically stay at Wyndham hotels

Our verdict

Wyndham loyalists may find the Wyndham Rewards Visa Card to be a welcome addition to their wallet, with an opportunity to earn up to two free nights after making your first purchase or balance transfer with the card. However, there’s no cash back option, the 0% introductory APR is brief on new purchases, and balance transfers need to be made within 45 days of account opening to qualify for the intro offer.

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Beyond the basics

  • Signup bonus
  • No annual fee
  • Bonus rewards points in certain categories
  • No foreign transaction fee
  • 0% introductory APR

Purchase APR

Cash Advance APR

25.24%

Penalty APR

Sign up Bonus

15,000 Bonus points

Foreign Transaction Fees

0%

Late Fees

Network

Visa

J.D Power Customer satisfaction Index 2019:

Full review

Lender description The Wyndham Rewards Visa Card is a Barclays product. Barclays is a global digital consumer and wholesale bank.

Best used for

  • Debt consolidation
  • Home improvement
  • Wedding
  • Moving and relocation
  • Vacation

Pros & cons

  • No annual fee
  • No foreign transaction fee
  • 0% introductory APR for 15 billing cycles on balance transfers
  • No cash back redemption option
  • 0% introductory APR on Wyndham Timeshare Purchases only lasts six billing cycles
  • Balance transfers only qualify for 0% introductory APR offer if posted within 45 days of account opening

Most suitable for

  • Consumers who frequently stay at Wyndham properties
  • Consumers who frequently travel abroad

Card Reward Details Earn 15,000 bonus points, good for up to two free nights, after your first purchase or balance transfer with the Wyndham Rewards Visa Card. Earn three points per $1 spent on eligible purchases made at participating By Wyndham hotels and Wyndham timeshare properties. Earn two points per $1 spent on eligible gas, utility, and grocery purchases. All other purchases earn one point per $1 spent.

How to apply Apply online by providing basic personal, employment/financial, contact, and security information.

COVID-19 resources Wyndham Rewards Visa Card users who have been affected by COVID-19 can request payment relief from Barclays.

Available The Wyndham Rewards Visa Card is available nationwide.

Balance transfer example If you have a balance of $6,200 with an APR of 20% and pay $426 toward the balance each month, you would pay off your debt in 17 months with a total interest of $892.80. If you transferred that balance and still paid $426 each month, you’d pay off your debt before the end of the introductory offer and avoid paying interest. But there would be a balance transfer fee of $186.