Costco Anywhere Visa Card by Citi Review

If you have a Costco membership, you must get this card.

Written by : Updated On: July 20

The basics

Reward Rate:


Gas purchases


Restaurants and travel


Costco and


All other purchases


4% on eligible gas purchases, including Costco gas, up to $7000 in purchases per year.

3% on restaurants and eligible travel purchases worldwide.

2% on purchases at Costco and on

1% on all other purchases.

A Costco membership is required to apply.


Key Features:

Annual Fee

None – only the cost of your Costco membership

Intro APR


Regular APR


Signup Bonus



Redemption ways


Receive your cash back as an annual credit card rewards certificate once your February billing statement closes. It is redeemable for cash or merchandise at US Costco Warehouses

Our Verdict

If you have a Costco membership, you are probably going to want to add this card to your wallet. You get 4% back on gas purchases, including Costco gas, up to $7000 in purchases per year – or $583 per month. This can help offset the rising costs of gas around the country. The APR is standard, and although there is no promotional signup bonus right now, it is a solid card for families that spend a lot each month at Costco or on travel.

You do have to have a membership to apply, but that is what keeps this card without an annual fee. The only major downfall is that your rewards can only be redeemed once per year in February for cash or merchandise at Costco. If you are patient enough to wait for your rewards, then it can be a nice treat each February to get that certificate.

Best Suited for:


Pantry stocker

You are not happy unless you have a kitchen full of food. You are the designated grocery person in your household, and you are good at it. But what you really like is getting cash back for spending in this category.



Travel is your middle name. When you aren’t taking advantage of transit for your daily commute in the form of cabs, rideshares and trains, you are looking for a weekend escape. And if there is an opportunity to go somewhere, you take it. You are into earning miles, getting hotel upgrades, eating out and making sure your car is always fueled.

Hidden perks

Costco helps a lot of larger families save money each month on groceries, and this card can help even more. Citi is a great company, so having a co-branded card with Costco is a huge perk. This is one of the best cash back cards on the market right now, plus no foreign transaction fees.

Pair this card with:

Citi Premier® Card


You could pair this card with another travel rewards credit card that gets you points, like the Citi Premier Card. This Costco card has you covered for gas, restaurants, and groceries, so you can use the Citi Premier to gain points to be used on your next trip to offset the cost of plane tickets or hotels.

Apply for Citi Premier® Card

Beyond the basics

Balance Transfer Intro APR


Cash Advance APR


Foreign Transaction Fees


Loan APR


Late Payment Fee

Up to $40

Penalty APR


Credit Score Required


Other Offers

Your card is eligible to be used on Apple Pay, Samsung Pay, and Google Pay.

Speed through checkout securely by tapping to pay at a contactless reader.

Purchases made with your card may be eligible for repairs or a refund if items are damaged or stolen within 120 days (about 4 months) of purchase.

Receive special access to presale tickets and experiences with Citi Entertainment.

Cashback Example

If you were to spend $500 a month on gas, like many larger families might, you would get $20 in rewards each month or $240 per year. Add on $1000 a month spent at Costco for another $240 per year, totaling $480 in rewards off of gas and Costco purchases alone.

High spending capsExclusively for Costco members
Tiered rewards categoriesCan only redeem cash back once per year
Designed specifically for Costco members
No annual fees


Apply now